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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. AS Bercman Technologies's Total Liabilities for the quarter that ended in Dec. 2025 was €1.42 Mil. AS Bercman Technologies's Total Assets for the quarter that ended in Dec. 2025 was €1.76 Mil.
Therefore, AS Bercman Technologies's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.80.
AS Bercman Technologies (OTSE:BERCM) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
AS Bercman Technologies Liabilities-to-Assets Related Terms
AS Bercman Technologies Liabilities-to-Assets Historical Data
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The historical data trend for AS Bercman Technologies's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AS Bercman Technologies Liabilities-to-Assets Chart
OTSE:BERCM vs CRM, SHOP, UBER: Liabilities-to-Assets Comparison
For the Software - Application subindustry, AS Bercman Technologies's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AS Bercman Technologies Liabilities-to-Assets vs Software Industry
For the Software industry and Technology sector, AS Bercman Technologies's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where AS Bercman Technologies's Liabilities-to-Assets falls into.
AS Bercman Technologies Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
AS Bercman Technologies's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AS Bercman Technologies (OTSE:BERCM) has a Liabilities-to-Assets of 0.80 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on AS Bercman Technologies and its competitors.
Is AS Bercman Technologies' Liabilities-to-Assets too high?
AS Bercman Technologies' current Liabilities-to-Assets is 0.80. Overall, AS Bercman Technologies has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AS Bercman Technologies' Liabilities-to-Assets compare to CRM and SHOP?
AS Bercman Technologies' Liabilities-to-Assets of 0.80 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on AS Bercman Technologies and its competitors. AS Bercman Technologies's current Liabilities-to-Assets is 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AS Bercman Technologies stock overvalued right now?
Based on GuruFocus' analysis, AS Bercman Technologies (OTSE:BERCM) is currently considered Possible Value Trap. The stock's GF Value™ is €1.91, compared to a current price of €1.14 — trading 40.3% below its estimated fair value. The current Liabilities-to-Assets is 0.80. AS Bercman Technologies' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For AS Bercman Technologies (OTSE:BERCM), the current Liabilities-to-Assets is 0.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AS Bercman Technologies (OTSE:BERCM) Overvalued in 2026?
Based on GuruFocus' analysis, AS Bercman Technologies stock appears to be undervalued.
The current stock price of €1.14 is trading 40.3% below its estimated GF Value™ of €1.91.
GuruFocus considers AS Bercman Technologies to be Possible Value Trap.
Key valuation signals for OTSE:BERCM:
Liabilities-to-Assets: 0.80
GF Value™: €1.91 vs. price of €1.14 (40.3% below fair value)
No single metric tells the full story. See the OTSE:BERCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AS Bercman Technologies is a technology company. It is engaged in the development and sale of Smart City and mobility-related technologies and products to European markets. The company offers solutions related to traffic and public transportation such as Smart Pedestrian Crosswalks, Smart Mobility Hubs, Traffic Sensing with V2X, Automatic giving way detection, Smart Intersection Control, and Railway Management Systems. The company's main target market is the European Union Member States, mainly due to the similarities of the Union-wide regulations.
57GF Score
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