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PAR TechnologyPAR +4.69%57 Equity-to-Asset is 0.59 as of Jun. 2026, which is 9% above its 10-year median of 0.54. GuruFocus rates PAR with a GF Score™ of 57/100 and a GF Value™ of $54.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,893 Software companies, PAR Technology ranks better than 55.93% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. PAR Technology's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $813.8 Mil. PAR Technology's Total Assets for the quarter that ended in Jun. 2026 was $1,369.9 Mil.
Therefore, PAR Technology's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.59.
The historical rank and industry rank for PAR Technology's Equity-to-Asset or its related term are showing as below:
PAR'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.3 Med: 0.54 Max: 0.64
Current: 0.59
During the past 13 years, the highest Equity to Asset Ratio of PAR Technology was 0.64. The lowest was 0.30. And the median was 0.54.
PAR's Equity-to-Asset is ranked better than 55.93% of 2893
companies
in the Software industry
Industry Median: 0.56
vs PAR: 0.59
PAR Technology (NYSE:PAR) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PAR Technology Equity-to-Asset Related Terms
PAR Technology Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for PAR Technology's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAR vs MNTN, IBTA, VTEX: Equity-to-Asset Comparison
For the Software - Application subindustry, PAR Technology's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PAR Technology Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, PAR Technology's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PAR Technology's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PAR Technology's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAR Technology (PAR) has a Equity-to-Asset of 0.59 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PAR Technology and its competitors. This is near median its historical median of 0.54. Over the past decade, PAR Technology's Equity-to-Asset has ranged from 0.30 to 0.64. According to the industry distribution chart, PAR Technology ranks #1275 out of 2893 companies in the Software industry, placing it in the top 44.1%.
Is PAR Technology's Equity-to-Asset too high?
PAR Technology's current Equity-to-Asset of 0.59 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.64. The Software industry median Equity-to-Asset is 0.56. PAR Technology's value of 0.59 is 5.4% above this industry median. Based on the distribution chart, PAR Technology ranks #1275 out of 2893 companies in the Software industry, which is above the industry midpoint. Overall, PAR Technology has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PAR Technology's Equity-to-Asset compare to MNTN and IBTA?
According to the Software industry distribution chart, PAR Technology ranks #1275 out of 2893 companies for Equity-to-Asset. This puts PAR Technology in the upper half of its industry. The industry median Equity-to-Asset is 0.56. PAR Technology's value of 0.59 is 5.4% above this benchmark. Historically, PAR Technology's own Equity-to-Asset has ranged from 0.30 to 0.64 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.56, PAR Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PAR Technology's current Equity-to-Asset of 0.59 is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PAR Technology and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PAR Technology's current Equity-to-Asset is 0.59, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PAR Technology stock overvalued right now?
Based on GuruFocus' analysis, PAR Technology (PAR) is currently considered Possible Value Trap. The stock's GF Value™ is $54.97, compared to a current price of $19.42 — trading 64.7% below its estimated fair value. The current Equity-to-Asset is 0.59, which is near median its 10-year median of 0.54 and 5.4% above the Software industry median of 0.56. PAR Technology's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PAR Technology (PAR), the current Equity-to-Asset is 0.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PAR Technology (PAR) Overvalued in 2026?
Based on GuruFocus' analysis, PAR Technology stock appears to be undervalued.
The current stock price of $19.42 is trading 64.7% below its estimated GF Value™ of $54.97.
GuruFocus considers PAR Technology to be Possible Value Trap.
Key valuation signals for PAR:
Equity-to-Asset: 0.59 (near median its 10-year median of 0.54)
GF Value™: $54.97 vs. price of $19.42 (64.7% below fair value)
Industry Position: 5.4% above the Software median (#1275 of 2893)
No single metric tells the full story. See the PAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PAR Technology Corp is a foodservice technology company providing omnichannel cloud-based software and hardware solutions to the restaurant industry in three restaurant categories - quick service, fast casual, and table service - and the retail industry, including convenience and fuel retailers (C-Stores). Its product and service offerings include point-of-sale, customer engagement and loyalty, digital ordering and delivery, operational intelligence, payment processing, hardware, and related technologies, solutions, and services. The company generates revenue from subscription service, Sale of Hardware products, and Professional Service.
57GF Score
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