PAR (PAR Technology) LT-Debt-to-Total-Asset: 0.31 (As of Mar. 2026)

What is PAR Technology LT-Debt-to-Total-Asset?

PAR Technology PAR +6.16% 53 LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus rates PAR with a GF Score™ of 53/100 and a GF Value™ of $53.41 (Possible Value Trap). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PAR Technology's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.31.

PAR Technology's long-term debt to total assets ratio increased from Mar. 2025 (0.29) to Mar. 2026 (0.31). It may suggest that PAR Technology is progressively becoming more dependent on debt to grow their business.

PAR Technology (NYSE:PAR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PAR Technology LT-Debt-to-Total-Asset Related Terms

PAR Technology LT-Debt-to-Total-Asset Historical Data

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The historical data trend for PAR Technology's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PAR Technology LT-Debt-to-Total-Asset Chart

PAR Technology Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.35

0.46

0.47

0.27

0.28

PAR Technology Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.29	0.27	0.28	0.28	0.31

53GF Score

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PAR Technology LT-Debt-to-Total-Asset Calculation

PAR Technology's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	380.505	/	1369.144
	=	0.28

PAR Technology's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	429.052	/	1391.145
	=	0.31

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.31 mean?

PAR Technology (PAR) has a LT-Debt-to-Total-Asset of 0.31 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PAR Technology and its competitors.

Is PAR Technology's LT-Debt-to-Total-Asset too high?

PAR Technology's current LT-Debt-to-Total-Asset is 0.31. Overall, PAR Technology has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does PAR Technology's LT-Debt-to-Total-Asset compare to PD and VTEX?

PAR Technology's LT-Debt-to-Total-Asset of 0.31 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PAR Technology and its competitors. PAR Technology's current LT-Debt-to-Total-Asset is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PAR Technology stock overvalued right now?

Based on GuruFocus' analysis, PAR Technology (PAR) is currently considered Possible Value Trap. The stock's GF Value™ is $53.41, compared to a current price of $16.90 — trading 68.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.31. PAR Technology's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PAR Technology (PAR), the current LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PAR Technology (PAR) Overvalued in 2026?

Based on GuruFocus' analysis, PAR Technology stock appears to be undervalued. The current stock price of $16.90 is trading 68.4% below its estimated GF Value™ of $53.41. GuruFocus considers PAR Technology to be Possible Value Trap.

Key valuation signals for PAR:

LT-Debt-to-Total-Asset: 0.31
GF Value™: $53.41 vs. price of $16.90 (68.4% below fair value)
GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the PAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PAR Technology Business Description

Industry Technology Software

Comparable Companies PD VTEX MNTN RSKD DJCO IBTA PUBM SVMB GTM RDVT XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Other Exchanges 35U:Germany

Address PAR Technology Park, 8383 Seneca Turnpike, New Hartford, NY, USA, 13413-4991

Website https://www.partech.com

PAR Technology Corp is a foodservice technology company providing omnichannel cloud-based software and hardware solutions to the restaurant industry in three restaurant categories - quick service, fast casual, and table service - and the retail industry, including convenience and fuel retailers (C-Stores). Its product and service offerings include point-of-sale, customer engagement and loyalty, digital ordering and delivery, operational intelligence, payment processing, hardware, and related technologies, solutions, and services. The company generates revenue from subscription service, Sale of Hardware products, and Professional Service.

53GF Score

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$16.90

Price

$53.41

GF Value

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