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Renta 4 BancoXMAD:R4 -0.51%74 Equity-to-Asset is 0.08 as of Jun. 2026, which is 14% above its 10-year median of 0.07. GuruFocus rates XMAD:R4 with a GF Score™ of 74/100 and a GF Value™ of €18.02 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,630 Asset Management companies, Renta 4 Banco ranks worse than 96.07% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Renta 4 Banco's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €198.3 Mil. Renta 4 Banco's Total Assets for the quarter that ended in Jun. 2026 was €2,629.4 Mil.
Therefore, Renta 4 Banco's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.08.
The historical rank and industry rank for Renta 4 Banco's Equity-to-Asset or its related term are showing as below:
XMAD:R4'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.08
Current: 0.08
During the past 13 years, the highest Equity to Asset Ratio of Renta 4 Banco was 0.08. The lowest was 0.05. And the median was 0.07.
XMAD:R4's Equity-to-Asset is ranked worse than 96.07% of 1630
companies
in the Asset Management industry
Industry Median: 0.83
vs XMAD:R4: 0.08
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Renta 4 Banco Equity-to-Asset Related Terms
Renta 4 Banco Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Renta 4 Banco's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:R4 vs BLK, BX, KKR: Equity-to-Asset Comparison
For the Asset Management subindustry, Renta 4 Banco's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Renta 4 Banco Equity-to-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Renta 4 Banco's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Renta 4 Banco's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Renta 4 Banco's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Renta 4 Banco (XMAD:R4) has a Equity-to-Asset of 0.08 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Renta 4 Banco and its competitors. This is 14% above median its historical median of 0.07. Over the past decade, Renta 4 Banco's Equity-to-Asset has ranged from 0.05 to 0.08. According to the industry distribution chart, Renta 4 Banco ranks #1566 out of 1630 companies in the Asset Management industry, placing it in the top 96.1%.
Is Renta 4 Banco's Equity-to-Asset too high?
Renta 4 Banco's current Equity-to-Asset of 0.08 is 14% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.08. The Asset Management industry median Equity-to-Asset is 0.83. Renta 4 Banco's value of 0.08 is 90.4% below this industry median. Based on the distribution chart, Renta 4 Banco ranks #1566 out of 1630 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Renta 4 Banco has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Renta 4 Banco's Equity-to-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Renta 4 Banco ranks #1566 out of 1630 companies for Equity-to-Asset. This places Renta 4 Banco in the lower half of its industry. The industry median Equity-to-Asset is 0.83. Renta 4 Banco's value of 0.08 is 90.4% below this benchmark. Historically, Renta 4 Banco's own Equity-to-Asset has ranged from 0.05 to 0.08 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.83, Renta 4 Banco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Asset Management company?
The median Equity-to-Asset among Asset Management companies is 0.83, based on 1,630 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renta 4 Banco's current Equity-to-Asset of 0.08 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Renta 4 Banco and its competitors. For the Asset Management industry, the median Equity-to-Asset is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renta 4 Banco's current Equity-to-Asset is 0.08, which is 14% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renta 4 Banco stock overvalued right now?
Based on GuruFocus' analysis, Renta 4 Banco (XMAD:R4) is currently considered Fairly Valued. The stock's GF Value™ is €18.02, compared to a current price of €19.50 — trading 8.2% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 14% above median its 10-year median of 0.07 and 90.4% below the Asset Management industry median of 0.83. Renta 4 Banco's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Renta 4 Banco (XMAD:R4), the current Equity-to-Asset is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Renta 4 Banco (XMAD:R4) Overvalued in 2026?
Based on GuruFocus' analysis, Renta 4 Banco stock appears to be overvalued.
The current stock price of €19.50 is trading 8.2% above its estimated GF Value™ of €18.02.
GuruFocus considers Renta 4 Banco to be Fairly Valued.
Key valuation signals for XMAD:R4:
Equity-to-Asset: 0.08 (14% above median its 10-year median of 0.07)
GF Value™: €18.02 vs. price of €19.50 (8.2% above fair value)
Industry Position: 90.4% below the Asset Management median (#1566 of 1630)
No single metric tells the full story. See the XMAD:R4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Renta 4 Banco SA is an asset management company providing wealth management, brokerage services, and corporate advisory services. It operates through a network of branches, agents, and subsidiaries spread widely across Spain and offers services to individuals and financial intermediaries, and small and medium-sized enterprises. Its activities include the provision of investment services, and the acquisition, holding, exploitation, administration, and disposal of all manner of transferable securities. It has three businesses as a reportable segment Intermediation, Portfolio, and asset management and advice, and Corporate Services.
74GF Score
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