Renta 4 Banco (XMAD:R4) Altman Z-Score


XMAD:R4 Renta 4 Banco SA XMAD:R4
76 GF Score
Price €19.10
GF Value €16.98
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Renta 4 Banco Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

XMAD:R4
76GF Score
Renta 4 Banco SA XMAD:R4
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Renta 4 Banco (XMAD:R4) Overvalued in 2026?

Based on GuruFocus' analysis, Renta 4 Banco stock appears to be overvalued. The current stock price of €19.10 is trading 12.5% above its estimated GF Value™ of €16.98. GuruFocus considers Renta 4 Banco to be Modestly Overvalued.

Key valuation signals for XMAD:R4:

  • Altman Z-Score:
  • GF Value™: €16.98 vs. price of €19.10 (12.5% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the XMAD:R4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Renta 4 Banco Business Description

Other Exchanges 4RE:Germany
Address Paseo de la Habana 74, Madrid, ESP, 28036
Renta 4 Banco SA is an asset management company providing wealth management, brokerage services, and corporate advisory services. It operates through a network of branches, agents, and subsidiaries spread widely across Spain and offers services to individuals and financial intermediaries, and small and medium-sized enterprises. Its activities include the provision of investment services, and the acquisition, holding, exploitation, administration, and disposal of all manner of transferable securities. It has three businesses as a reportable segment Intermediation, Portfolio, and asset management and advice, and Corporate Services.
76GF Score

Get the complete analysis for XMAD:R4

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.10
Price
€16.98
GF Value