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Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Munchener Ruckversicherungs-Gesellschaft AG Equity-to-Asset Related Terms
Munchener Ruckversicherungs-Gesellschaft AG Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Munchener Ruckversicherungs-Gesellschaft AG Equity-to-Asset Chart
Munchener Ruckversicherungs-Gesellschaft AG Annual Data
XSWX:MUV2 vs RGA, EG, RNR: Equity-to-Asset Comparison
For the Insurance - Reinsurance subindustry, Munchener Ruckversicherungs-Gesellschaft AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Munchener Ruckversicherungs-Gesellschaft AG Equity-to-Asset vs Insurance Industry
Munchener Ruckversicherungs-Gesellschaft AG Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. This is 20% above median its historical median of 0.10. Over the past decade, Munchener Ruckversicherungs-Gesellschaft AG's Equity-to-Asset has ranged from 0.07 to 0.12. According to the industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #385 out of 507 companies in the Insurance industry, placing it in the top 75.9%.
Is Munchener Ruckversicherungs-Gesellschaft AG's Equity-to-Asset too high?
Munchener Ruckversicherungs-Gesellschaft AG's current Equity-to-Asset of 0.12 is 20% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.12. The Insurance industry median Equity-to-Asset is 0.26. Munchener Ruckversicherungs-Gesellschaft AG's value of 0.12 is 53.8% below this industry median. Based on the distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #385 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Munchener Ruckversicherungs-Gesellschaft AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Munchener Ruckversicherungs-Gesellschaft AG's Equity-to-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #385 out of 507 companies for Equity-to-Asset. This places Munchener Ruckversicherungs-Gesellschaft AG in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Munchener Ruckversicherungs-Gesellschaft AG's value of 0.12 is 53.8% below this benchmark. Historically, Munchener Ruckversicherungs-Gesellschaft AG's own Equity-to-Asset has ranged from 0.07 to 0.12 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.26, Munchener Ruckversicherungs-Gesellschaft AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Munchener Ruckversicherungs-Gesellschaft AG's current Equity-to-Asset of 0.12 is 53.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Munchener Ruckversicherungs-Gesellschaft AG's current Equity-to-Asset is 0.12, which is 20% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munchener Ruckversicherungs-Gesellschaft AG stock overvalued right now?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) is currently considered Fairly Valued. The stock's GF Value™ is CHF516.32, compared to a current price of CHF479.70 — trading 7.1% below its estimated fair value. The current Equity-to-Asset is 0.12, which is 20% above median its 10-year median of 0.10 and 53.8% below the Insurance industry median of 0.26. Munchener Ruckversicherungs-Gesellschaft AG's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) Overvalued in 2026?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG stock appears to be undervalued.
The current stock price of CHF479.70 is trading 7.1% below its estimated GF Value™ of CHF516.32.
GuruFocus considers Munchener Ruckversicherungs-Gesellschaft AG to be Fairly Valued.
Key valuation signals for XSWX:MUV2:
Equity-to-Asset: 0.12 (20% above median its 10-year median of 0.10)
GF Value™: CHF516.32 vs. price of CHF479.70 (7.1% below fair value)
Industry Position: 53.8% below the Insurance median (#385 of 507)
No single metric tells the full story. See the XSWX:MUV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Munich Re was founded in 1880 by Carl Thieme amid a flurry of other reinsurance companies set up independent of primaries. In those early days, most reinsurers typically focused on a few strong customers. Thieme focused on a broader set of cedents to drive stronger growth in premiums. This coincided with a strategy of risk diversification and a preference to partner rather than take on a one-sided transfer of risk. In the 1890s, Munich Re introduced the first machinery insurance. After Thieme and Wilhelm von Fink founded Allianz, this was the main channel to sell machinery insurance. We believe the approach of partnering with insurers and preferring to avoid one-sided risk, in conjunction with combining inspection and insurance services, remains at the heart of the firm.
81GF Score
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