XSWX:MUV2's ROA % is ranked worse than 52.17% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs XSWX:MUV2: 2.41
Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Munchener Ruckversicherungs-Gesellschaft AG ROA % Related Terms
Munchener Ruckversicherungs-Gesellschaft AG ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Munchener Ruckversicherungs-Gesellschaft AG ROA % Chart
Munchener Ruckversicherungs-Gesellschaft AG Annual Data
For the Insurance - Reinsurance subindustry, Munchener Ruckversicherungs-Gesellschaft AG's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Munchener Ruckversicherungs-Gesellschaft AG ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) has a ROA % of 2.40% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. This is 147% above median its historical median of 0.97. Over the past decade, Munchener Ruckversicherungs-Gesellschaft AG's ROA % has ranged from 0.14 to 2.41. According to the industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #264 out of 506 companies in the Insurance industry, placing it in the top 52.2%.
Is Munchener Ruckversicherungs-Gesellschaft AG's ROA % too high?
Munchener Ruckversicherungs-Gesellschaft AG's current ROA % of 2.40% is 147% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 2.41. The Insurance industry median ROA % is 2.70. Munchener Ruckversicherungs-Gesellschaft AG's value of 2.40% is 11.1% below this industry median. Based on the distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #264 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Munchener Ruckversicherungs-Gesellschaft AG has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Munchener Ruckversicherungs-Gesellschaft AG's ROA % compare to RGA and EG?
According to the Insurance industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #264 out of 506 companies for ROA %. This places Munchener Ruckversicherungs-Gesellschaft AG in the lower half of its industry. The industry median ROA % is 2.70. Munchener Ruckversicherungs-Gesellschaft AG's value of 2.40% is 11.1% below this benchmark. Historically, Munchener Ruckversicherungs-Gesellschaft AG's own ROA % has ranged from 0.14 to 2.41 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 2.70, Munchener Ruckversicherungs-Gesellschaft AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Munchener Ruckversicherungs-Gesellschaft AG's current ROA % of 2.40% is 11.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Munchener Ruckversicherungs-Gesellschaft AG's current ROA % is 2.40%, which is 147% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munchener Ruckversicherungs-Gesellschaft AG stock overvalued right now?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF514.93, compared to a current price of CHF438.60 — trading 14.8% below its estimated fair value. The current ROA % is 2.40%, which is 147% above median its 10-year median of 0.97 and 11.1% below the Insurance industry median of 2.70. Munchener Ruckversicherungs-Gesellschaft AG's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2), the current ROA % is 2.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) Overvalued in 2026?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG stock appears to be undervalued.
The current stock price of CHF438.60 is trading 14.8% below its estimated GF Value™ of CHF514.93.
GuruFocus considers Munchener Ruckversicherungs-Gesellschaft AG to be Modestly Undervalued.
Key valuation signals for XSWX:MUV2:
ROA %: 2.40% (147% above median its 10-year median of 0.97)
GF Value™: CHF514.93 vs. price of CHF438.60 (14.8% below fair value)
Industry Position: 11.1% below the Insurance median (#264 of 506)
No single metric tells the full story. See the XSWX:MUV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Munchener Ruckversicherungs-Gesellschaft AG Business Description
Munich Re was founded in 1880 by Carl Thieme amid a flurry of other reinsurance companies set up independent of primaries. In those early days, most reinsurers typically focused on a few strong customers. Thieme focused on a broader set of cedents to drive stronger growth in premiums. This coincided with a strategy of risk diversification and a preference to partner rather than take on a one-sided transfer of risk. In the 1890s, Munich Re introduced the first machinery insurance. After Thieme and Wilhelm von Fink founded Allianz, this was the main channel to sell machinery insurance. We believe the approach of partnering with insurers and preferring to avoid one-sided risk, in conjunction with combining inspection and insurance services, remains at the heart of the firm.
84GF Score
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