Commonwealth Bank of Australia (ASX:CBA) EV-to-FCF: 28.57 (As of Jun. 25, 2026)


ASX:CBA Commonwealth Bank of Australia ASX:CBA
65 GF Score
Price A$164.79
GF Value A$155.22
Valuation Fairly Valued
! 2 Warning Signs
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What is Commonwealth Bank of Australia EV-to-FCF?

Commonwealth Bank of Australia ASX:CBA +0.35% 65 EV-to-FCF is 28.57 as of Jun. 25, 2026. GuruFocus rates ASX:CBA with a GF Score™ of 65/100 and a GF Value™ of A$155.22 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,191 Banks companies, Commonwealth Bank of Australia ranks worse than 88.41% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Commonwealth Bank of Australia's Enterprise Value is A$393,082 Mil. Commonwealth Bank of Australia's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$13,758 Mil. Therefore, Commonwealth Bank of Australia's EV-to-FCF for today is 28.57.

The historical rank and industry rank for Commonwealth Bank of Australia's EV-to-FCF or its related term are showing as below:

ASX:CBA' s EV-to-FCF Range Over the Past 10 Years
Min: -190.12   Med: -4.06   Max: 2459.02
Current: 28.28

During the past 13 years, the highest EV-to-FCF of Commonwealth Bank of Australia was 2459.02. The lowest was -190.12. And the median was -4.06.

ASX:CBA's EV-to-FCF is ranked worse than
88.41% of 1191 companies
in the Banks industry
Industry Median: 6.56 vs ASX:CBA: 28.28

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-25), Commonwealth Bank of Australia's stock price is A$164.79. Commonwealth Bank of Australia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$6.181. Therefore, Commonwealth Bank of Australia's PE Ratio (TTM) for today is 26.66.


Commonwealth Bank of Australia  (ASX:CBA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Commonwealth Bank of Australia's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=164.79/6.181
=26.66

Commonwealth Bank of Australia's share price for today is A$164.79.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Commonwealth Bank of Australia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$6.181.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Commonwealth Bank of Australia EV-to-FCF Related Terms


Commonwealth Bank of Australia EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Commonwealth Bank of Australia's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commonwealth Bank of Australia EV-to-FCF Chart

Commonwealth Bank of Australia Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.65 8.31 -22.24 -13.05 -190.82

Commonwealth Bank of Australia Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -13.05 0.00 -190.82 0.00

ASX:CBA vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, Commonwealth Bank of Australia's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commonwealth Bank of Australia EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Commonwealth Bank of Australia's EV-to-FCF falls into.


ASX:CBA
65GF Score
Commonwealth Bank of Australia ASX:CBA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commonwealth Bank of Australia EV-to-FCF Calculation

Commonwealth Bank of Australia's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=393082.268/13758
=28.57

Commonwealth Bank of Australia's current Enterprise Value is A$393,082 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Commonwealth Bank of Australia's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$13,758 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 28.57 mean?
Commonwealth Bank of Australia (ASX:CBA) has a EV-to-FCF of 28.57 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commonwealth Bank of Australia and its competitors. According to the industry distribution chart, Commonwealth Bank of Australia ranks #1053 out of 1191 companies in the Banks industry, placing it in the top 88.4%.
Is Commonwealth Bank of Australia's EV-to-FCF too high?
Commonwealth Bank of Australia's current EV-to-FCF is 28.57. The Banks industry median EV-to-FCF is 6.56. Commonwealth Bank of Australia's value of 28.57 is 335.5% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #1053 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commonwealth Bank of Australia has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #1053 out of 1191 companies for EV-to-FCF. This places Commonwealth Bank of Australia in the lower half of its industry. The industry median EV-to-FCF is 6.56. Commonwealth Bank of Australia's value of 28.57 is 335.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current EV-to-FCF of 28.57 is 335.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current EV-to-FCF is 28.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Based on GuruFocus' analysis, Commonwealth Bank of Australia (ASX:CBA) is currently considered Fairly Valued. The stock's GF Value™ is A$155.22, compared to a current price of A$164.79 — trading 6.2% above its estimated fair value. The current EV-to-FCF is 28.57 and 335.5% above the Banks industry median of 6.56. Commonwealth Bank of Australia's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:CBA), the current EV-to-FCF is 28.57 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commonwealth Bank of Australia (ASX:CBA) Overvalued in 2026?

Based on GuruFocus' analysis, Commonwealth Bank of Australia stock appears to be overvalued. The current stock price of A$164.79 is trading 6.2% above its estimated GF Value™ of A$155.22. GuruFocus considers Commonwealth Bank of Australia to be Fairly Valued.

Key valuation signals for ASX:CBA:

  • EV-to-FCF: 28.57
  • GF Value™: A$155.22 vs. price of A$164.79 (6.2% above fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 335.5% above the Banks median (#1053 of 1191)

No single metric tells the full story. See the ASX:CBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commonwealth Bank of Australia Business Description

Address 11 Harbour Street, Commonwealth Bank Place South, Level 1, Sydney, NSW, AUS, 2000
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
65GF Score

Get the complete analysis for ASX:CBA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$164.79
Price
A$155.22
GF Value