Commonwealth Bank of Australia (ASX:CBA) 5-Year Yield-on-Cost %: 4.25 (As of Jul. 05, 2026) — 29% Below Median


ASX:CBA Commonwealth Bank of Australia ASX:CBA
66 GF Score
Price A$165.02
GF Value A$155.35
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Commonwealth Bank of Australia 5-Year Yield-on-Cost %?

Commonwealth Bank of Australia ASX:CBA +2.41% 66 5-Year Yield-on-Cost % is 4.25 as of Jul. 05, 2026, which is 29% below its 10-year median of 6.02. GuruFocus rates ASX:CBA with a GF Score™ of 66/100 and a GF Value™ of A$155.35 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,256 Banks companies, Commonwealth Bank of Australia ranks better than 55.89% on this metric.

Commonwealth Bank of Australia's yield on cost for the quarter that ended in Dec. 2025 was 4.25.


The historical rank and industry rank for Commonwealth Bank of Australia's 5-Year Yield-on-Cost % or its related term are showing as below:

ASX:CBA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.2   Med: 6.02   Max: 10.58
Current: 4.25


During the past 13 years, Commonwealth Bank of Australia's highest Yield on Cost was 10.58. The lowest was 3.20. And the median was 6.02.


ASX:CBA's 5-Year Yield-on-Cost % is ranked better than
55.89% of 1256 companies
in the Banks industry
Industry Median: 3.905 vs ASX:CBA: 4.25

Commonwealth Bank of Australia  (ASX:CBA) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Commonwealth Bank of Australia 5-Year Yield-on-Cost % Related Terms


ASX:CBA vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison

For the Banks - Diversified subindustry, Commonwealth Bank of Australia's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commonwealth Bank of Australia 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Commonwealth Bank of Australia's 5-Year Yield-on-Cost % falls into.


ASX:CBA
66GF Score
Commonwealth Bank of Australia ASX:CBA
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commonwealth Bank of Australia 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Commonwealth Bank of Australia is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 4.25 mean?
Commonwealth Bank of Australia (ASX:CBA) has a 5-Year Yield-on-Cost % of 4.25 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commonwealth Bank of Australia and its competitors. This is 29% below median its historical median of 6.02. Over the past decade, Commonwealth Bank of Australia's 5-Year Yield-on-Cost % has ranged from 3.20 to 10.58. According to the industry distribution chart, Commonwealth Bank of Australia ranks #554 out of 1256 companies in the Banks industry, placing it in the top 44.1%.
Is Commonwealth Bank of Australia's 5-Year Yield-on-Cost % too high?
Commonwealth Bank of Australia's current 5-Year Yield-on-Cost % of 4.25 is 29% below median its 10-year median of 6.02. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 10.58. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Commonwealth Bank of Australia's value of 4.25 is 8.8% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #554 out of 1256 companies in the Banks industry, which is above the industry midpoint. Overall, Commonwealth Bank of Australia has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #554 out of 1256 companies for 5-Year Yield-on-Cost %. This puts Commonwealth Bank of Australia in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Commonwealth Bank of Australia's value of 4.25 is 8.8% above this benchmark. Historically, Commonwealth Bank of Australia's own 5-Year Yield-on-Cost % has ranged from 3.20 to 10.58 over the past decade. While the company's 10-year median is 6.02 vs. the industry median of 3.91, Commonwealth Bank of Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current 5-Year Yield-on-Cost % of 4.25 is 8.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current 5-Year Yield-on-Cost % is 4.25, which is 29% below median its own 10-year median of 6.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Based on GuruFocus' analysis, Commonwealth Bank of Australia (ASX:CBA) is currently considered Fairly Valued. The stock's GF Value™ is A$155.35, compared to a current price of A$165.02 — trading 6.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.25, which is 29% below median its 10-year median of 6.02 and 8.8% above the Banks industry median of 3.91. Commonwealth Bank of Australia's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:CBA), the current 5-Year Yield-on-Cost % is 4.25 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commonwealth Bank of Australia (ASX:CBA) Overvalued in 2026?

Based on GuruFocus' analysis, Commonwealth Bank of Australia stock appears to be overvalued. The current stock price of A$165.02 is trading 6.2% above its estimated GF Value™ of A$155.35. GuruFocus considers Commonwealth Bank of Australia to be Fairly Valued.

Key valuation signals for ASX:CBA:

  • 5-Year Yield-on-Cost %: 4.25 (29% below median its 10-year median of 6.02)
  • GF Value™: A$155.35 vs. price of A$165.02 (6.2% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 8.8% above the Banks median (#554 of 1256)

No single metric tells the full story. See the ASX:CBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commonwealth Bank of Australia Business Description

Address 11 Harbour Street, Commonwealth Bank Place South, Level 1, Sydney, NSW, AUS, 2000
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
66GF Score

Get the complete analysis for ASX:CBA

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$165.02
Price
A$155.35
GF Value