Commonwealth Bank of Australia (ASX:CBA) Profitability Rank: 5 (As of Dec. 2025) — Near Median

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ASX:CBA Commonwealth Bank of Australia ASX:CBA
61 GF Score
Price A$171.78
GF Value A$155.62
Valuation Fairly Valued
! 3 Warning Signs
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What is Commonwealth Bank of Australia Profitability Rank?

Commonwealth Bank of Australia ASX:CBA -0.78% 61 Profitability Rank is 5 as of Dec. 2025, which is at its 10-year median of 5.00. GuruFocus rates ASX:CBA with a GF Score™ of 61/100 and a GF Value™ of A$155.62 (Fairly Valued). The stock has 3 warning signs investors should review.

Commonwealth Bank of Australia has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Commonwealth Bank of Australia's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Commonwealth Bank of Australia's Piotroski F-Score is 5.


Commonwealth Bank of Australia Profitability Rank Related Terms


ASX:CBA vs JPM, BAC, WFC: Profitability Rank Comparison

For the Banks - Diversified subindustry, Commonwealth Bank of Australia's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commonwealth Bank of Australia Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Commonwealth Bank of Australia's Profitability Rank falls into.


ASX:CBA
61GF Score
Commonwealth Bank of Australia ASX:CBA
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Commonwealth Bank of Australia Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Commonwealth Bank of Australia has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Commonwealth Bank of Australia's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 14899
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Commonwealth Bank of Australia has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Commonwealth Bank of Australia (ASX:CBA) has a Profitability Rank of 5 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 5.00. Over the past decade, Commonwealth Bank of Australia's Profitability Rank has ranged from 4.00 to 8.00.
Is Commonwealth Bank of Australia's Profitability Rank too high?
Commonwealth Bank of Australia's current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. Overall, Commonwealth Bank of Australia has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's Profitability Rank compare to JPM and BAC?
Commonwealth Bank of Australia's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Commonwealth Bank of Australia's own Profitability Rank has ranged from 4.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Commonwealth Bank of Australia and its competitors. Commonwealth Bank of Australia's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Based on GuruFocus' analysis, Commonwealth Bank of Australia (ASX:CBA) is currently considered Fairly Valued. The stock's GF Value™ is A$155.62, compared to a current price of A$171.78 — trading 10.4% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Commonwealth Bank of Australia's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:CBA), the current Profitability Rank is 5 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commonwealth Bank of Australia (ASX:CBA) Overvalued in 2026?

Based on GuruFocus' analysis, Commonwealth Bank of Australia stock appears to be overvalued. The current stock price of A$171.78 is trading 10.4% above its estimated GF Value™ of A$155.62. GuruFocus considers Commonwealth Bank of Australia to be Fairly Valued.

Key valuation signals for ASX:CBA:

  • Profitability Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: A$155.62 vs. price of A$171.78 (10.4% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the ASX:CBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commonwealth Bank of Australia Business Description

Address 11 Harbour Street, Commonwealth Bank Place South, Level 1, Sydney, NSW, AUS, 2000
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
61GF Score

Get the complete analysis for ASX:CBA

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$171.78
Price
A$155.62
GF Value