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InvestSMART GroupASX:INV 48 EV-to-FCF is 0.41 as of Jul. 22, 2026, which is 156% above its 10-year median of 0.16. GuruFocus rates ASX:INV with a GF Score™ of 48/100 and a GF Value™ of A$0.16 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 141 Diversified Financial Services companies, InvestSMART Group ranks better than 86.52% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, InvestSMART Group's Enterprise Value is A$-2.21 Mil.
InvestSMART Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-5.46 Mil. Therefore, InvestSMART Group's EV-to-FCF for today is 0.41.
The historical rank and industry rank for InvestSMART Group's EV-to-FCF or its related term are showing as below:
ASX:INV'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.09 Med: 0.16 Max: 3.28
Current: 0.32
During the past 3 years, the highest EV-to-FCF of InvestSMART Group was 3.28. The lowest was 0.09. And the median was 0.16.
ASX:INV's EV-to-FCF is ranked better than 86.52% of 141
companies
in the Diversified Financial Services industry
Industry Median: 3.56
vs ASX:INV: 0.32
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
InvestSMART Group's PE Ratio (TTM) for today is calculated as:
InvestSMART Group's share price for today is A$0.11.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. InvestSMART Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.424.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
InvestSMART Group EV-to-FCF Related Terms
InvestSMART Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for InvestSMART Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, InvestSMART Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
InvestSMART Group EV-to-FCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, InvestSMART Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where InvestSMART Group's EV-to-FCF falls into.
InvestSMART Group's current Enterprise Value is A$-2.21 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. InvestSMART Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-5.46 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
InvestSMART Group (ASX:INV) has a EV-to-FCF of 0.41 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on InvestSMART Group and its competitors. This is 156% above median its historical median of 0.16. Over the past decade, InvestSMART Group's EV-to-FCF has ranged from 0.09 to 3.28. According to the industry distribution chart, InvestSMART Group ranks #19 out of 141 companies in the Diversified Financial Services industry, placing it in the top 13.5%.
Is InvestSMART Group's EV-to-FCF too high?
InvestSMART Group's current EV-to-FCF of 0.41 is 156% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 3.28. The Diversified Financial Services industry median EV-to-FCF is 3.56. InvestSMART Group's value of 0.41 is 88.5% below this industry median. Based on the distribution chart, InvestSMART Group ranks #19 out of 141 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, InvestSMART Group has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does InvestSMART Group's EV-to-FCF compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, InvestSMART Group ranks #19 out of 141 companies for EV-to-FCF. This places InvestSMART Group in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 3.56. InvestSMART Group's value of 0.41 is 88.5% below this benchmark. Historically, InvestSMART Group's own EV-to-FCF has ranged from 0.09 to 3.28 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 3.56, InvestSMART Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Diversified Financial Services company?
The median EV-to-FCF among Diversified Financial Services companies is 3.56, based on 141 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InvestSMART Group's current EV-to-FCF of 0.41 is 88.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on InvestSMART Group and its competitors. For the Diversified Financial Services industry, the median EV-to-FCF is 3.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InvestSMART Group's current EV-to-FCF is 0.41, which is 156% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InvestSMART Group stock overvalued right now?
Based on GuruFocus' analysis, InvestSMART Group (ASX:INV) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.16, compared to a current price of A$0.11 — trading 31.3% below its estimated fair value. The current EV-to-FCF is 0.41, which is 156% above median its 10-year median of 0.16 and 88.5% below the Diversified Financial Services industry median of 3.56. InvestSMART Group's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For InvestSMART Group (ASX:INV), the current EV-to-FCF is 0.41 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is InvestSMART Group (ASX:INV) Overvalued in 2026?
Based on GuruFocus' analysis, InvestSMART Group stock appears to be undervalued.
The current stock price of A$0.11 is trading 31.3% below its estimated GF Value™ of A$0.16.
GuruFocus considers InvestSMART Group to be Significantly Undervalued.
Key valuation signals for ASX:INV:
EV-to-FCF: 0.41 (156% above median its 10-year median of 0.16)
GF Value™: A$0.16 vs. price of A$0.11 (31.3% below fair value)
Industry Position: 88.5% below the Diversified Financial Services median (#19 of 141)
No single metric tells the full story. See the ASX:INV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
InvestSMART Group Ltd is mainly involved in operating businesses that deliver financial services to retail investors in Australia, predominantly in wealth and funds management. It offers a proprietary digital wealth platform that operates within a content and tools ecosystem, offering investment products like InvestSMART (Professionally Managed Accounts), Fundlater (lending service), White label, and Intelligent Investor. In addition, the platform provides investment content and tools like Intelligent Investor (research and investment advisory service), and organizes bootcamps for investors, among others.
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