N1 HoldingsASX:N1H EV-to-FCF is 6.56 as of Jul. 07, 2026, which is 1426% above its 10-year median of 0.43. The stock has 1 warning sign investors should review. Among 1,195 Banks companies, N1 Holdings ranks better than 50.04% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, N1 Holdings's Enterprise Value is A$134.21 Mil.
N1 Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$20.45 Mil. Therefore, N1 Holdings's EV-to-FCF for today is 6.56.
The historical rank and industry rank for N1 Holdings's EV-to-FCF or its related term are showing as below:
ASX:N1H'
s EV-to-FCF Range Over the Past 10 Years
Min: -90.99 Med: 0.43 Max: 45.94
Current: 6.57
During the past 10 years, the highest EV-to-FCF of N1 Holdings was 45.94. The lowest was -90.99. And the median was 0.43.
ASX:N1H's EV-to-FCF is ranked better than 50.04% of 1195
companies
in the Banks industry
Industry Median: 6.57
vs ASX:N1H: 6.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
N1 Holdings's PE Ratio (TTM) for today is calculated as:
N1 Holdings's share price for today is A$0.09.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. N1 Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.015.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
N1 Holdings EV-to-FCF Related Terms
N1 Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for N1 Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, N1 Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N1 Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, N1 Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where N1 Holdings's EV-to-FCF falls into.
N1 Holdings's current Enterprise Value is A$134.21 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. N1 Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$20.45 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N1 Holdings (ASX:N1H) has a EV-to-FCF of 6.56 as of Jul. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on N1 Holdings and its competitors. This is 1426% above median its historical median of 0.43. According to the industry distribution chart, N1 Holdings ranks #597 out of 1195 companies in the Banks industry, placing it in the top 50%.
Is N1 Holdings' EV-to-FCF too high?
N1 Holdings' current EV-to-FCF of 6.56 is 1426% above median its 10-year median of 0.43. The Banks industry median EV-to-FCF is 6.57. N1 Holdings' value of 6.56 is 0.2% below this industry median. Based on the distribution chart, N1 Holdings ranks #597 out of 1195 companies in the Banks industry, which is above the industry midpoint.
How does N1 Holdings' EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, N1 Holdings ranks #597 out of 1195 companies for EV-to-FCF. This puts N1 Holdings in the upper half of its industry. The industry median EV-to-FCF is 6.57. N1 Holdings' value of 6.56 is 0.2% below this benchmark. While the company's 10-year median is 0.43 vs. the industry median of 6.57, N1 Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N1 Holdings's current EV-to-FCF of 6.56 is 0.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on N1 Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N1 Holdings's current EV-to-FCF is 6.56, which is 1426% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N1 Holdings stock overvalued right now?
Based on GuruFocus' analysis, N1 Holdings (ASX:N1H) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.31, compared to a current price of A$0.09 — trading 71% below its estimated fair value. The current EV-to-FCF is 6.56, which is 1426% above median its 10-year median of 0.43 and 0.2% below the Banks industry median of 6.57. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For N1 Holdings (ASX:N1H), the current EV-to-FCF is 6.56 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
N1 Holdings Ltd is an Australian company. The company's operating segment includes Financial services; Real estate services; Migration Services and Others. It generates maximum revenue from the Financial Services segment. The financial services segment includes Mortgage broking, Commercial loan lending and Advisory service. Its Real estate services segment focused on Rental property management and property sales agent service. Geographically, it derives majority of its revenue from Australia.
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