Bank of AmericaBAC -0.71%77 EV-to-FCF is 10.05 as of Jun. 26, 2026, which is 49% above its 10-year median of 6.76. GuruFocus rates BAC with a GF Score™ of 77/100 and a GF Value™ of $49.73 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,195 Banks companies, Bank of America ranks worse than 62.93% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of America's Enterprise Value is $568,731 Mil.
Bank of America's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $56,567 Mil. Therefore, Bank of America's EV-to-FCF for today is 10.05.
The historical rank and industry rank for Bank of America's EV-to-FCF or its related term are showing as below:
BAC'
s EV-to-FCF Range Over the Past 10 Years
Min: -1310.25 Med: 6.76 Max: 160.64
Current: 10.05
During the past 13 years, the highest EV-to-FCF of Bank of America was 160.64. The lowest was -1310.25. And the median was 6.76.
BAC's EV-to-FCF is ranked worse than 62.93% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs BAC: 10.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of America's PE Ratio (TTM) for today is calculated as:
Bank of America's share price for today is $57.775.
Bank of America's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.040.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank of America EV-to-FCF Related Terms
Bank of America EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bank of America's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of America's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of America EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of America's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank of America's EV-to-FCF falls into.
Bank of America's current Enterprise Value is $568,731 Mil.
Bank of America's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $56,567 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of America (BAC) has a EV-to-FCF of 10.05 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of America and its competitors. This is 49% above median its historical median of 6.76. According to the industry distribution chart, Bank of America ranks #752 out of 1195 companies in the Banks industry, placing it in the top 62.9%.
Is Bank of America's EV-to-FCF too high?
Bank of America's current EV-to-FCF of 10.05 is 49% above median its 10-year median of 6.76. The Banks industry median EV-to-FCF is 6.52. Bank of America's value of 10.05 is 54.1% above this industry median. Based on the distribution chart, Bank of America ranks #752 out of 1195 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of America has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of America's EV-to-FCF compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #752 out of 1195 companies for EV-to-FCF. This places Bank of America in the lower half of its industry. The industry median EV-to-FCF is 6.52. Bank of America's value of 10.05 is 54.1% above this benchmark. While the company's 10-year median is 6.76 vs. the industry median of 6.52, Bank of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current EV-to-FCF of 10.05 is 54.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of America and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current EV-to-FCF is 10.05, which is 49% above median its own 10-year median of 6.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Based on GuruFocus' analysis, Bank of America (BAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.73, compared to a current price of $57.78 — trading 16.2% above its estimated fair value. The current EV-to-FCF is 10.05, which is 49% above median its 10-year median of 6.76 and 54.1% above the Banks industry median of 6.52. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of America (BAC), the current EV-to-FCF is 10.05 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of America (BAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of America stock appears to be overvalued.
The current stock price of $57.78 is trading 16.2% above its estimated GF Value™ of $49.73.
GuruFocus considers Bank of America to be Modestly Overvalued.
Key valuation signals for BAC:
EV-to-FCF: 10.05 (49% above median its 10-year median of 6.76)
GF Value™: $49.73 vs. price of $57.78 (16.2% above fair value)
Industry Position: 54.1% above the Banks median (#752 of 1195)
No single metric tells the full story. See the BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score
Get the complete analysis for BAC
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAC has been successfully added to your 
