Banco Mercantil do Brasil (BSP:BMEB4) EV-to-FCF: 12.98 (As of Jul. 24, 2026)

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BSP:BMEB4 Banco Mercantil do Brasil SA BSP:BMEB4
73 GF Score
Price R$58.05
GF Value R$47.58
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Banco Mercantil do Brasil EV-to-FCF?

Banco Mercantil do Brasil BSP:BMEB4 -2.93% 73 EV-to-FCF is 12.98 as of Jul. 24, 2026. GuruFocus rates BSP:BMEB4 with a GF Score™ of 73/100 and a GF Value™ of R$47.58 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,192 Banks companies, Banco Mercantil do Brasil ranks worse than 70.89% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Mercantil do Brasil's Enterprise Value is R$15,088 Mil. Banco Mercantil do Brasil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$1,163 Mil. Therefore, Banco Mercantil do Brasil's EV-to-FCF for today is 12.98.

The historical rank and industry rank for Banco Mercantil do Brasil's EV-to-FCF or its related term are showing as below:

BSP:BMEB4' s EV-to-FCF Range Over the Past 10 Years
Min: -16.6   Med: -0.32   Max: 15.68
Current: 13.08

During the past 13 years, the highest EV-to-FCF of Banco Mercantil do Brasil was 15.68. The lowest was -16.60. And the median was -0.32.

BSP:BMEB4's EV-to-FCF is ranked worse than
70.89% of 1192 companies
in the Banks industry
Industry Median: 6.68 vs BSP:BMEB4: 13.08

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-24), Banco Mercantil do Brasil's stock price is R$58.05. Banco Mercantil do Brasil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$7.792. Therefore, Banco Mercantil do Brasil's PE Ratio (TTM) for today is 7.45.


Banco Mercantil do Brasil  (BSP:BMEB4) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco Mercantil do Brasil's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=58.05/7.792
=7.45

Banco Mercantil do Brasil's share price for today is R$58.05.
Banco Mercantil do Brasil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$7.792.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco Mercantil do Brasil EV-to-FCF Related Terms


Banco Mercantil do Brasil EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco Mercantil do Brasil's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Mercantil do Brasil EV-to-FCF Chart

Banco Mercantil do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.60 -0.59 -6.14 3.90 14.25

Banco Mercantil do Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.53 2.75 4.12 14.25 14.16

Banco Mercantil do Brasil EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Banco Mercantil do Brasil's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Mercantil do Brasil EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco Mercantil do Brasil's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco Mercantil do Brasil's EV-to-FCF falls into.


BSP:BMEB4
73GF Score
Banco Mercantil do Brasil SA BSP:BMEB4
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Mercantil do Brasil EV-to-FCF Calculation

Banco Mercantil do Brasil's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=15087.951/1162.765
=12.98

Banco Mercantil do Brasil's current Enterprise Value is R$15,088 Mil.
Banco Mercantil do Brasil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,163 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 12.98 mean?
Banco Mercantil do Brasil (BSP:BMEB4) has a EV-to-FCF of 12.98 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Mercantil do Brasil and its competitors. According to the industry distribution chart, Banco Mercantil do Brasil ranks #845 out of 1192 companies in the Banks industry, placing it in the top 70.9%.
Is Banco Mercantil do Brasil's EV-to-FCF too high?
Banco Mercantil do Brasil's current EV-to-FCF is 12.98. The Banks industry median EV-to-FCF is 6.68. Banco Mercantil do Brasil's value of 12.98 is 94.3% above this industry median. Based on the distribution chart, Banco Mercantil do Brasil ranks #845 out of 1192 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Mercantil do Brasil has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Mercantil do Brasil's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Banco Mercantil do Brasil ranks #845 out of 1192 companies for EV-to-FCF. This places Banco Mercantil do Brasil in the lower half of its industry. The industry median EV-to-FCF is 6.68. Banco Mercantil do Brasil's value of 12.98 is 94.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Mercantil do Brasil's current EV-to-FCF of 12.98 is 94.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Mercantil do Brasil and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Mercantil do Brasil's current EV-to-FCF is 12.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Mercantil do Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco Mercantil do Brasil (BSP:BMEB4) is currently considered Modestly Overvalued. The stock's GF Value™ is R$47.58, compared to a current price of R$58.05 — trading 22% above its estimated fair value. The current EV-to-FCF is 12.98 and 94.3% above the Banks industry median of 6.68. Banco Mercantil do Brasil's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Mercantil do Brasil (BSP:BMEB4), the current EV-to-FCF is 12.98 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Mercantil do Brasil (BSP:BMEB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Mercantil do Brasil stock appears to be overvalued. The current stock price of R$58.05 is trading 22% above its estimated GF Value™ of R$47.58. GuruFocus considers Banco Mercantil do Brasil to be Modestly Overvalued.

Key valuation signals for BSP:BMEB4:

  • EV-to-FCF: 12.98
  • GF Value™: R$47.58 vs. price of R$58.05 (22% above fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 94.3% above the Banks median (#845 of 1192)

No single metric tells the full story. See the BSP:BMEB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Mercantil do Brasil Business Description

Other Exchanges BMEB3:Brazil
Address R Rio de Janeiro 654, Belo Horizonte,, MG, BRA, 30160912
Banco Mercantil do Brasil SA offers commercial banking services. It offers personal and corporate credit cards, lease financing, business financing services, Internet banking, and other financial services. The company offers checking and savings accounts, and time deposits and funds; payroll-deductible loans, personal loans, overdraft facilities, credit cards, and vehicle financing services; private pension, insurance, and capitalization products and services; and collection, payment of taxes and fees to individuals.
73GF Score

Get the complete analysis for BSP:BMEB4

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$58.05
Price
R$47.58
GF Value