Banco Mercantil do BrasilBSP:BMEB4 -2.13%53 OCF Margin % is 42.32% as of Mar. 2026, which is 312% above its 10-year median of 10.27. GuruFocus rates BSP:BMEB4 with a GF Score™ of 53/100 and a GF Value™ of R$45.48 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, Banco Mercantil do Brasil ranks worse than 60.03% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Banco Mercantil do Brasil's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Mercantil do Brasil OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Mercantil do Brasil's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco Mercantil do Brasil's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil (BSP:BMEB4) has a OCF Margin % of 42.32% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Mercantil do Brasil and its competitors. This is 312% above median its historical median of 10.27. According to the industry distribution chart, Banco Mercantil do Brasil ranks #901 out of 1501 companies in the Banks industry, placing it in the top 60%.
Is Banco Mercantil do Brasil's OCF Margin % too high?
Banco Mercantil do Brasil's current OCF Margin % of 42.32% is 312% above median its 10-year median of 10.27. The Banks industry median OCF Margin % is 29.44. Banco Mercantil do Brasil's value of 42.32% is 43.8% above this industry median. Based on the distribution chart, Banco Mercantil do Brasil ranks #901 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Mercantil do Brasil has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Mercantil do Brasil's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Banco Mercantil do Brasil ranks #901 out of 1501 companies for OCF Margin %. This places Banco Mercantil do Brasil in the lower half of its industry. The industry median OCF Margin % is 29.44. Banco Mercantil do Brasil's value of 42.32% is 43.8% above this benchmark. While the company's 10-year median is 10.27 vs. the industry median of 29.44, Banco Mercantil do Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Mercantil do Brasil's current OCF Margin % of 42.32% is 43.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Mercantil do Brasil and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Mercantil do Brasil's current OCF Margin % is 42.32%, which is 312% above median its own 10-year median of 10.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Mercantil do Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco Mercantil do Brasil (BSP:BMEB4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$45.48, compared to a current price of R$68.00 — trading 49.5% above its estimated fair value. The current OCF Margin % is 42.32%, which is 312% above median its 10-year median of 10.27 and 43.8% above the Banks industry median of 29.44. Banco Mercantil do Brasil's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco Mercantil do Brasil (BSP:BMEB4), the current OCF Margin % is 42.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Mercantil do Brasil (BSP:BMEB4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Mercantil do Brasil stock appears to be overvalued.
The current stock price of R$68.00 is trading 49.5% above its estimated GF Value™ of R$45.48.
GuruFocus considers Banco Mercantil do Brasil to be Significantly Overvalued.
Key valuation signals for BSP:BMEB4:
OCF Margin %: 42.32% (312% above median its 10-year median of 10.27)
GF Value™: R$45.48 vs. price of R$68.00 (49.5% above fair value)
Industry Position: 43.8% above the Banks median (#901 of 1501)
No single metric tells the full story. See the BSP:BMEB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Mercantil do Brasil SA offers commercial banking services. It offers personal and corporate credit cards, lease financing, business financing services, Internet banking, and other financial services. The company offers checking and savings accounts, and time deposits and funds; payroll-deductible loans, personal loans, overdraft facilities, credit cards, and vehicle financing services; private pension, insurance, and capitalization products and services; and collection, payment of taxes and fees to individuals.
53GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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