Banco Mercantil do BrasilBSP:BMEB4 +2.93%53 Net Margin % is 14.98% as of Mar. 2026, which is 120% above its 10-year median of 6.82. GuruFocus rates BSP:BMEB4 with a GF Score™ of 53/100 and a GF Value™ of R$45.48 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Banco Mercantil do Brasil ranks worse than 80.75% on this metric.
The historical rank and industry rank for Banco Mercantil do Brasil's Net Margin % or its related term are showing as below:
BSP:BMEB4'
s Net Margin % Range Over the Past 10 Years
Min: 0.79 Med: 6.82 Max: 15.18
Current: 15.18
BSP:BMEB4's Net Margin % is ranked worse than 80.75% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BSP:BMEB4: 15.18
Banco Mercantil do Brasil (BSP:BMEB4) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco Mercantil do Brasil Net Margin % Related Terms
Banco Mercantil do Brasil Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Banco Mercantil do Brasil's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Mercantil do Brasil Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Mercantil do Brasil's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco Mercantil do Brasil's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Mercantil do Brasil (BSP:BMEB4) has a Net Margin % of 14.98% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco Mercantil do Brasil and its competitors. This is 120% above median its historical median of 6.82. Over the past decade, Banco Mercantil do Brasil's Net Margin % has ranged from 0.79 to 15.18. According to the industry distribution chart, Banco Mercantil do Brasil ranks #1233 out of 1527 companies in the Banks industry, placing it in the top 80.7%.
Is Banco Mercantil do Brasil's Net Margin % too high?
Banco Mercantil do Brasil's current Net Margin % of 14.98% is 120% above median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 15.18. The Banks industry median Net Margin % is 26.95. Banco Mercantil do Brasil's value of 14.98% is 44.4% below this industry median. Based on the distribution chart, Banco Mercantil do Brasil ranks #1233 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Mercantil do Brasil has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Mercantil do Brasil's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banco Mercantil do Brasil ranks #1233 out of 1527 companies for Net Margin %. This places Banco Mercantil do Brasil in the lower half of its industry. The industry median Net Margin % is 26.95. Banco Mercantil do Brasil's value of 14.98% is 44.4% below this benchmark. Historically, Banco Mercantil do Brasil's own Net Margin % has ranged from 0.79 to 15.18 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 26.95, Banco Mercantil do Brasil has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Mercantil do Brasil's current Net Margin % of 14.98% is 44.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Mercantil do Brasil and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Mercantil do Brasil's current Net Margin % is 14.98%, which is 120% above median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Mercantil do Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco Mercantil do Brasil (BSP:BMEB4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$45.48, compared to a current price of R$69.48 — trading 52.8% above its estimated fair value. The current Net Margin % is 14.98%, which is 120% above median its 10-year median of 6.82 and 44.4% below the Banks industry median of 26.95. Banco Mercantil do Brasil's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Mercantil do Brasil (BSP:BMEB4), the current Net Margin % is 14.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Mercantil do Brasil (BSP:BMEB4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Mercantil do Brasil stock appears to be overvalued.
The current stock price of R$69.48 is trading 52.8% above its estimated GF Value™ of R$45.48.
GuruFocus considers Banco Mercantil do Brasil to be Significantly Overvalued.
Key valuation signals for BSP:BMEB4:
Net Margin %: 14.98% (120% above median its 10-year median of 6.82)
GF Value™: R$45.48 vs. price of R$69.48 (52.8% above fair value)
Industry Position: 44.4% below the Banks median (#1233 of 1527)
No single metric tells the full story. See the BSP:BMEB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Mercantil do Brasil SA offers commercial banking services. It offers personal and corporate credit cards, lease financing, business financing services, Internet banking, and other financial services. The company offers checking and savings accounts, and time deposits and funds; payroll-deductible loans, personal loans, overdraft facilities, credit cards, and vehicle financing services; private pension, insurance, and capitalization products and services; and collection, payment of taxes and fees to individuals.
53GF Score
Get the complete analysis for BSP:BMEB4
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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