BeazleyBZLEY +4.77%44 EV-to-FCF is 7.46 as of Jul. 03, 2026, which is 40% below its 10-year median of 12.39. GuruFocus rates BZLEY with a GF Score™ of 44/100 and a GF Value™ of $91.88 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 395 Insurance companies, Beazley ranks better than 58.99% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Beazley's Enterprise Value is $9,308 Mil.
Beazley's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1,248 Mil. Therefore, Beazley's EV-to-FCF for today is 7.46.
The historical rank and industry rank for Beazley's EV-to-FCF or its related term are showing as below:
BZLEY'
s EV-to-FCF Range Over the Past 10 Years
Min: -33.68 Med: 12.39 Max: 20.77
Current: 7.6
During the past 13 years, the highest EV-to-FCF of Beazley was 20.77. The lowest was -33.68. And the median was 12.39.
BZLEY's EV-to-FCF is ranked better than 58.99% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs BZLEY: 7.60
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Beazley's share price for today is $34.27.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beazley's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.896.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Beazley EV-to-FCF Related Terms
Beazley EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Beazley's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Beazley's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beazley EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Beazley's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Beazley's EV-to-FCF falls into.
Beazley's current Enterprise Value is $9,308 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Beazley's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1,248 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beazley (BZLEY) has a EV-to-FCF of 7.46 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beazley and its competitors. This is 40% below median its historical median of 12.39. According to the industry distribution chart, Beazley ranks #162 out of 395 companies in the Insurance industry, placing it in the top 41%.
Is Beazley's EV-to-FCF too high?
Beazley's current EV-to-FCF of 7.46 is 40% below median its 10-year median of 12.39. The Insurance industry median EV-to-FCF is 9.32. Beazley's value of 7.46 is 20% below this industry median. Based on the distribution chart, Beazley ranks #162 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Beazley has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beazley's EV-to-FCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Beazley ranks #162 out of 395 companies for EV-to-FCF. This puts Beazley in the upper half of its industry. The industry median EV-to-FCF is 9.32. Beazley's value of 7.46 is 20% below this benchmark. While the company's 10-year median is 12.39 vs. the industry median of 9.32, Beazley has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beazley's current EV-to-FCF of 7.46 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Beazley and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beazley's current EV-to-FCF is 7.46, which is 40% below median its own 10-year median of 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beazley stock overvalued right now?
Based on GuruFocus' analysis, Beazley (BZLEY) is currently considered Significantly Undervalued. The stock's GF Value™ is $91.88, compared to a current price of $34.27 — trading 62.7% below its estimated fair value. The current EV-to-FCF is 7.46, which is 40% below median its 10-year median of 12.39 and 20% below the Insurance industry median of 9.32. Beazley's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Beazley (BZLEY), the current EV-to-FCF is 7.46 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beazley (BZLEY) Overvalued in 2026?
Based on GuruFocus' analysis, Beazley stock appears to be undervalued.
The current stock price of $34.27 is trading 62.7% below its estimated GF Value™ of $91.88.
GuruFocus considers Beazley to be Significantly Undervalued.
Key valuation signals for BZLEY:
EV-to-FCF: 7.46 (40% below median its 10-year median of 12.39)
GF Value™: $91.88 vs. price of $34.27 (62.7% below fair value)
Industry Position: 20% below the Insurance median (#162 of 395)
No single metric tells the full story. See the BZLEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beazley PLC is a specialty insurer providing services to customers in the United Kingdom (its key market), the U.S., and Europe. It operates through the following segments: Cyber Risks, which underwrites cyber and technology risks; Digital, which underwrites a variety of marine, contingency, and SME liability risks through digital channels such as e-trading platforms and broker portals; MAP Risks, which underwrites marine, portfolio underwriting, and political and contingency business; Property Risk, which underwrites first party property risks and reinsurance business; and the Specialty Risks segment, which underwrites a wide range of liability classes, including employment practices risks and directors and officers, as well as healthcare, lawyers and international financial institutions.
44GF Score
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