Central BancompanyCBC +1.59%43 EV-to-FCF is 28.20 as of Jun. 25, 2026, which is 25% below its 10-year median of 37.75. GuruFocus rates CBC with a GF Score™ of 43/100 and a GF Value™ of $15.54 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,193 Banks companies, Central Bancompany ranks worse than 88.35% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Central Bancompany's Enterprise Value is $5,687.7 Mil.
Central Bancompany's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $201.7 Mil. Therefore, Central Bancompany's EV-to-FCF for today is 28.20.
The historical rank and industry rank for Central Bancompany's EV-to-FCF or its related term are showing as below:
CBC'
s EV-to-FCF Range Over the Past 10 Years
Min: 14.59 Med: 37.75 Max: 45.76
Current: 28.2
During the past 7 years, the highest EV-to-FCF of Central Bancompany was 45.76. The lowest was 14.59. And the median was 37.75.
CBC's EV-to-FCF is ranked worse than 88.35% of 1193
companies
in the Banks industry
Industry Median: 6.52
vs CBC: 28.20
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Central Bancompany (NAS:CBC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Central Bancompany's PE Ratio (TTM) for today is calculated as:
Central Bancompany's share price for today is $29.47.
Central Bancompany's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.906.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Central Bancompany EV-to-FCF Related Terms
Central Bancompany EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Central Bancompany's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Central Bancompany's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bancompany EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Central Bancompany's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Central Bancompany's EV-to-FCF falls into.
Central Bancompany's current Enterprise Value is $5,687.7 Mil.
Central Bancompany's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $201.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bancompany (CBC) has a EV-to-FCF of 28.20 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Central Bancompany and its competitors. This is 25% below median its historical median of 37.75. Over the past decade, Central Bancompany's EV-to-FCF has ranged from 14.59 to 45.76. According to the industry distribution chart, Central Bancompany ranks #1054 out of 1193 companies in the Banks industry, placing it in the top 88.3%.
Is Central Bancompany's EV-to-FCF too high?
Central Bancompany's current EV-to-FCF of 28.20 is 25% below median its 10-year median of 37.75. Over the past 10 years, this metric has ranged from a low of 14.59 to a high of 45.76. The Banks industry median EV-to-FCF is 6.52. Central Bancompany's value of 28.20 is 332.5% above this industry median. Based on the distribution chart, Central Bancompany ranks #1054 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Central Bancompany has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Bancompany's EV-to-FCF compare to PB and FNB?
According to the Banks industry distribution chart, Central Bancompany ranks #1054 out of 1193 companies for EV-to-FCF. This places Central Bancompany in the lower half of its industry. The industry median EV-to-FCF is 6.52. Central Bancompany's value of 28.20 is 332.5% above this benchmark. Historically, Central Bancompany's own EV-to-FCF has ranged from 14.59 to 45.76 over the past decade. While the company's 10-year median is 37.75 vs. the industry median of 6.52, Central Bancompany has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bancompany's current EV-to-FCF of 28.20 is 332.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Central Bancompany and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bancompany's current EV-to-FCF is 28.20, which is 25% below median its own 10-year median of 37.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bancompany stock overvalued right now?
Based on GuruFocus' analysis, Central Bancompany (CBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.54, compared to a current price of $29.47 — trading 89.6% above its estimated fair value. The current EV-to-FCF is 28.20, which is 25% below median its 10-year median of 37.75 and 332.5% above the Banks industry median of 6.52. Central Bancompany's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Central Bancompany (CBC), the current EV-to-FCF is 28.20 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bancompany (CBC) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bancompany stock appears to be overvalued.
The current stock price of $29.47 is trading 89.6% above its estimated GF Value™ of $15.54.
GuruFocus considers Central Bancompany to be Significantly Overvalued.
Key valuation signals for CBC:
EV-to-FCF: 28.20 (25% below median its 10-year median of 37.75)
GF Value™: $15.54 vs. price of $29.47 (89.6% above fair value)
Industry Position: 332.5% above the Banks median (#1054 of 1193)
No single metric tells the full story. See the CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bancompany Inc is a bank holding company that provides a broad range of retail, corporate, mortgage banking, wealth management, and trust products and services to individuals and businesses. Its operating segments include Consumer, Commercial, and Wealth Management. The company generates the majority of its revenue from the Commercial segment, which provides full-service relationship banking solutions to businesses, agencies, and community organizations, including commercial, small business, and government clients. The segment also offers business payment solutions such as treasury management services, merchant services, and commercial bank card products.
43GF Score
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