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The historical rank and industry rank for Citizens Bancorp Investment's EV-to-FCF or its related term are showing as below:
CBTN'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 10.49
Current: 10.49
During the past 6 years, the highest EV-to-FCF of Citizens Bancorp Investment was 10.49. The lowest was 0.00. And the median was 0.00.
CBTN's EV-to-FCF is ranked worse than 60.87% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs CBTN: 10.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Citizens Bancorp Investment's PE Ratio (TTM) for today is calculated as:
Citizens Bancorp Investment's share price for today is $35.50.
Citizens Bancorp Investment's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Citizens Bancorp Investment EV-to-FCF Related Terms
Citizens Bancorp Investment EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citizens Bancorp Investment's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Bancorp Investment EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Bancorp Investment's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Citizens Bancorp Investment's EV-to-FCF falls into.
Citizens Bancorp Investment's current Enterprise Value is $245.66 Mil.
Citizens Bancorp Investment's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Citizens Bancorp Investment (CBTN) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Bancorp Investment stock appears to be undervalued.
The current stock price of $35.50 is trading 0.8% below its estimated GF Value™ of $35.77.
GuruFocus considers Citizens Bancorp Investment to be Fairly Valued.
Key valuation signals for CBTN:
EV-to-FCF:
GF Value™: $35.77 vs. price of $35.50 (0.8% below fair value)
No single metric tells the full story. See the CBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Bancorp Investment Inc is engaged in providing commercial banking services. The company offers traditional community banking products, including loans, mortgages, deposits, debit cards, and business cash management. It also provides services such as online and mobile banking, overdraft facilities, business banking solutions, and agricultural financing.
68GF Score
Get the complete analysis for CBTN
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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