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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-09), Citizens Bancorp Investment's 3-1 Month Momentum % is 0.40%.
The industry rank for Citizens Bancorp Investment's 3-1 Month Momentum % or its related term are showing as below:
CBTN's 3-1 Month Momentum % is ranked worse than 73.11% of 1577
companies
in the Banks industry
Industry Median: 6.06
vs CBTN: 0.40
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Citizens Bancorp Investment 3-1 Month Momentum % Related Terms
CBTN vs OVBC, PBNC, FXLG: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Citizens Bancorp Investment's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Bancorp Investment 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Bancorp Investment's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Citizens Bancorp Investment's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Bancorp Investment (CBTN) has a 3-1 Month Momentum % of 0.40% as of Sep. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Citizens Bancorp Investment and its competitors. According to the industry distribution chart, Citizens Bancorp Investment ranks #1153 out of 1577 companies in the Banks industry, placing it in the top 73.1%.
Is Citizens Bancorp Investment's 3-1 Month Momentum % too high?
Citizens Bancorp Investment's current 3-1 Month Momentum % is 0.40%. The Banks industry median 3-1 Month Momentum % is 6.06. Citizens Bancorp Investment's value of 0.40% is 93.4% below this industry median. Based on the distribution chart, Citizens Bancorp Investment ranks #1153 out of 1577 companies in the Banks industry, which is below the industry midpoint. Overall, Citizens Bancorp Investment has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp Investment's 3-1 Month Momentum % compare to OVBC and PBNC?
According to the Banks industry distribution chart, Citizens Bancorp Investment ranks #1153 out of 1577 companies for 3-1 Month Momentum %. This places Citizens Bancorp Investment in the lower half of its industry. The industry median 3-1 Month Momentum % is 6.06. Citizens Bancorp Investment's value of 0.40% is 93.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 6.06, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Bancorp Investment's current 3-1 Month Momentum % of 0.40% is 93.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Citizens Bancorp Investment and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 6.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Bancorp Investment's current 3-1 Month Momentum % is 0.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp Investment stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp Investment (CBTN) is currently considered Fairly Valued. The stock's GF Value™ is $36.02, compared to a current price of $35.50 — trading 1.4% below its estimated fair value. The current 3-1 Month Momentum % is 0.40% and 93.4% below the Banks industry median of 6.06. Citizens Bancorp Investment's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Citizens Bancorp Investment (CBTN), the current 3-1 Month Momentum % is 0.40% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Bancorp Investment (CBTN) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Bancorp Investment stock appears to be undervalued.
The current stock price of $35.50 is trading 1.4% below its estimated GF Value™ of $36.02.
GuruFocus considers Citizens Bancorp Investment to be Fairly Valued.
Key valuation signals for CBTN:
3-1 Month Momentum %: 0.40%
GF Value™: $36.02 vs. price of $35.50 (1.4% below fair value)
Industry Position: 93.4% below the Banks median (#1153 of 1577)
No single metric tells the full story. See the CBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Bancorp Investment Inc is engaged in providing commercial banking services. The company offers traditional community banking products, including loans, mortgages, deposits, debit cards, and business cash management. It also provides services such as online and mobile banking, overdraft facilities, business banking solutions, and agricultural financing.
69GF Score
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