Business Description
Citizens Bancorp Investment Inc
NAICS : 522180
SIC : 6029
ISIN : US17315T1007
Description
Citizens Bancorp Investment Inc is engaged in providing commercial banking services. The company offers traditional community banking products, including loans, mortgages, deposits, debit cards, and business cash management. It also provides services such as online and mobile banking, overdraft facilities, business banking solutions, and agricultural financing.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.68 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.62 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.35 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.7 | |||||
3-Year EPS without NRI Growth Rate | 4.8 | |||||
3-Year FCF Growth Rate | 6.6 | |||||
3-Year Book Growth Rate | 14.3 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 32.17 | |||||
9-Day RSI | 40.5 | |||||
14-Day RSI | 45.39 | |||||
3-1 Month Momentum % | 0.78 | |||||
6-1 Month Momentum % | 6.77 | |||||
12-1 Month Momentum % | 18.33 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.23 | |||||
Dividend Payout Ratio | 0.2 | |||||
3-Year Dividend Growth Rate | 16.6 | |||||
Forward Dividend Yield % | 2.25 | |||||
5-Year Yield-on-Cost % | 2.23 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 11.97 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 32.75 | |||||
FCF Margin % | 32.78 | |||||
OCF Margin % | 34.5 | |||||
ROE % | 13.55 | |||||
ROA % | 1.32 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.06 | |||||
PE Ratio without NRI | 9.06 | |||||
Price-to-Owner-Earnings | 9.13 | |||||
PEG Ratio | 1.62 | |||||
PS Ratio | 2.97 | |||||
PB Ratio | 1.15 | |||||
Price-to-Tangible-Book | 1.31 | |||||
Price-to-Free-Cash-Flow | 9.02 | |||||
Price-to-Operating-Cash-Flow | 8.57 | |||||
EV-to-Revenue | 3.44 | |||||
EV-to-FCF | 10.49 | |||||
Price-to-GF-Value | 0.98 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.1 | |||||
Price-to-Graham-Number | 0.73 | |||||
FCF Yield % | 11.14 | |||||
Forward Rate of Return (Yacktman) % | 14.15 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Citizens Bancorp Investment Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 71.479 | ||
| EPS (TTM) ($) | 3.92 | ||
| Beta | 0.3873 | ||
| 3-Year Sharpe Ratio | -0.02 | ||
| 3-Year Sortino Ratio | -0.02 | ||
| Volatility % | 12.77 | ||
| 14-Day RSI | 45.39 | ||
| 14-Day ATR ($) | 0.05177 | ||
| 20-Day SMA ($) | 35.5925 | ||
| 12-1 Month Momentum % | 18.33 | ||
| 52-Week Range ($) | 29 - 37.65 | ||
| Shares Outstanding (Mil) | 5.92 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Bancorp Investment Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Bancorp Investment Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 137 days | ||
| Third quarter earnings results for 2026 | 2026-10-16 | In 32 days | ||
| General meeting for 2026 | 2026-09-11 06:00 | 35.50 (+0.00%) | ||
| USD 0.200000 Cash Dividend | 2026-07-29 | 35.50 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-16 | 35.01 (+0.00%) | ||
| USD 0.200000 Cash Dividend | 2026-05-12 | 34.20 (+0.65%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 34.00 (+0.00%) | ||
| Annual report for 2025 | 2026-03-31 | 32.50 (+0.00%) | ||
| USD 0.200000 Cash Dividend | 2026-02-04 | 32.75 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 32.75 (+0.00%) |
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Citizens Bancorp Investment Inc Frequently Asked Questions
What is Citizens Bancorp Investment Inc(CBTN)'s stock price today?
The current price of CBTN is $35.50. The 52 week high of CBTN is $37.65 and 52 week low is $29.00.
When is next earnings date of Citizens Bancorp Investment Inc(CBTN)?
The next earnings date of Citizens Bancorp Investment Inc(CBTN) is 2026-10-16 Est..
Does Citizens Bancorp Investment Inc(CBTN) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Bancorp Investment Inc(CBTN) is 2.23% (As of Today), Highest Dividend Payout Ratio of Citizens Bancorp Investment Inc(CBTN) was 0.28. The lowest was 0.15. And the median was 0.24. The  Forward Dividend Yield % of Citizens Bancorp Investment Inc(CBTN) is 2.25%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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