Chesnara (CHIX:CSNL) EV-to-FCF: -3.79 (As of Jun. 28, 2026)


CHIX:CSNL Chesnara PLC CHIX:CSNL
51 GF Score
Price £3.37
GF Value £1.64
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Chesnara EV-to-FCF?

Chesnara CHIX:CSNL +0.07% 51 EV-to-FCF is -3.79 as of Jun. 28, 2026. GuruFocus rates CHIX:CSNL with a GF Score™ of 51/100 and a GF Value™ of £1.64 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 395 Insurance companies, Chesnara ranks worse than 253164.3% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Chesnara's Enterprise Value is £836.2 Mil. Chesnara's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-220.7 Mil. Therefore, Chesnara's EV-to-FCF for today is -3.79.

The historical rank and industry rank for Chesnara's EV-to-FCF or its related term are showing as below:

CHIX:CSNl' s EV-to-FCF Range Over the Past 10 Years
Min: -263.85   Med: 0.98   Max: 20.57
Current: -3.79

During the past 13 years, the highest EV-to-FCF of Chesnara was 20.57. The lowest was -263.85. And the median was 0.98.

CHIX:CSNl's EV-to-FCF is ranked worse than
100% of 395 companies
in the Insurance industry
Industry Median: 9.32 vs CHIX:CSNl: -3.79

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-28), Chesnara's stock price is £3.3675. Chesnara's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.050. Therefore, Chesnara's PE Ratio (TTM) for today is At Loss.


Chesnara  (CHIX:CSNl) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Chesnara's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.3675/-0.050
=At Loss

Chesnara's share price for today is £3.3675.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chesnara's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.050.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Chesnara EV-to-FCF Related Terms


Chesnara EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Chesnara's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chesnara EV-to-FCF Chart

Chesnara Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.74 -9.56 -12.82 10.98 -3.42

Chesnara Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.82 0.00 10.98 0.00 -3.42

CHIX:CSNL vs AFL, MET, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, Chesnara's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chesnara EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Chesnara's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Chesnara's EV-to-FCF falls into.


CHIX:CSNL
51GF Score
Chesnara PLC CHIX:CSNL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chesnara EV-to-FCF Calculation

Chesnara's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=836.195/-220.7
=-3.79

Chesnara's current Enterprise Value is £836.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chesnara's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-220.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -3.79 mean?
Chesnara (CHIX:CSNL) has a EV-to-FCF of -3.79 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Chesnara and its competitors. According to the industry distribution chart, Chesnara ranks #999999 out of 395 companies in the Insurance industry.
Is Chesnara's EV-to-FCF too high?
Chesnara's current EV-to-FCF is -3.79. Based on the distribution chart, Chesnara ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Chesnara has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesnara's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Chesnara ranks #999999 out of 395 companies for EV-to-FCF. This places Chesnara in the lower half of its industry. The industry median EV-to-FCF is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Chesnara and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chesnara's current EV-to-FCF is -3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesnara stock overvalued right now?
Based on GuruFocus' analysis, Chesnara (CHIX:CSNL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.64, compared to a current price of £3.37 — trading 105.3% above its estimated fair value. The current EV-to-FCF is -3.79. Chesnara's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Chesnara (CHIX:CSNL), the current EV-to-FCF is -3.79 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chesnara (CHIX:CSNL) Overvalued in 2026?

Based on GuruFocus' analysis, Chesnara stock appears to be overvalued. The current stock price of £3.37 is trading 105.3% above its estimated GF Value™ of £1.64. GuruFocus considers Chesnara to be Significantly Overvalued.

Key valuation signals for CHIX:CSNL:

  • EV-to-FCF: -3.79
  • GF Value™: £1.64 vs. price of £3.37 (105.3% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the CHIX:CSNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chesnara Business Description

Other Exchanges CSN:UK6DE:Germany
Address 33-34 Winckley Square, 2nd Floor, Preston, Lancashire, GBR, PR1 3JJ
Chesnara PLC is engaged in the life assurance and pensions business, operating as a consolidator of life insurance and retirement savings portfolios. The Group has three reportable segments: UK, Sweden, and the Netherlands. The UK segment comprises life insurance and pensions operations through Countrywide Assured plc. The Sweden segment includes Movestic, which focuses on unit-linked pension business and provides life and health products. The Netherlands segment represents the combined Dutch life insurance business under the Scildon brand, following the integration of Waard and Scildon, and offers protection, individual savings, and group pension contracts.
51GF Score

Get the complete analysis for CHIX:CSNL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.37
Price
£1.64
GF Value