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CNA FinancialCNA -1.77%62 EV-to-FCF is 7.51 as of Jul. 14, 2026, which is 6% below its 10-year median of 7.98. GuruFocus rates CNA with a GF Score™ of 62/100 and a GF Value™ of $49.97 (Fairly Valued). The stock has 5 warning signs investors should review. Among 395 Insurance companies, CNA Financial ranks better than 60.25% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CNA Financial's Enterprise Value is $16,244 Mil.
CNA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $2,164 Mil. Therefore, CNA Financial's EV-to-FCF for today is 7.51.
The historical rank and industry rank for CNA Financial's EV-to-FCF or its related term are showing as below:
CNA'
s EV-to-FCF Range Over the Past 10 Years
Min: 4.77 Med: 7.98 Max: 16.57
Current: 7.51
During the past 13 years, the highest EV-to-FCF of CNA Financial was 16.57. The lowest was 4.77. And the median was 7.98.
CNA's EV-to-FCF is ranked better than 60.25% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs CNA: 7.51
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CNA Financial's PE Ratio (TTM) for today is calculated as:
CNA Financial's share price for today is $50.99.
CNA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CNA Financial EV-to-FCF Related Terms
CNA Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for CNA Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, CNA Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CNA Financial's EV-to-FCF falls into.
CNA Financial's current Enterprise Value is $16,244 Mil.
CNA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,164 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (CNA) has a EV-to-FCF of 7.51 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CNA Financial and its competitors. This is near median its historical median of 7.98. Over the past decade, CNA Financial's EV-to-FCF has ranged from 4.77 to 16.57. According to the industry distribution chart, CNA Financial ranks #157 out of 395 companies in the Insurance industry, placing it in the top 39.7%.
Is CNA Financial's EV-to-FCF too high?
CNA Financial's current EV-to-FCF of 7.51 is near median its 10-year median of 7.98. Over the past 10 years, this metric has ranged from a low of 4.77 to a high of 16.57. The Insurance industry median EV-to-FCF is 9.97. CNA Financial's value of 7.51 is 24.7% below this industry median. Based on the distribution chart, CNA Financial ranks #157 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, CNA Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's EV-to-FCF compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #157 out of 395 companies for EV-to-FCF. This puts CNA Financial in the upper half of its industry. The industry median EV-to-FCF is 9.97. CNA Financial's value of 7.51 is 24.7% below this benchmark. Historically, CNA Financial's own EV-to-FCF has ranged from 4.77 to 16.57 over the past decade. While the company's 10-year median is 7.98 vs. the industry median of 9.97, CNA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current EV-to-FCF of 7.51 is 24.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CNA Financial and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current EV-to-FCF is 7.51, which is near median its own 10-year median of 7.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (CNA) is currently considered Fairly Valued. The stock's GF Value™ is $49.97, compared to a current price of $50.99 — trading 2% above its estimated fair value. The current EV-to-FCF is 7.51, which is near median its 10-year median of 7.98 and 24.7% below the Insurance industry median of 9.97. CNA Financial's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CNA Financial (CNA), the current EV-to-FCF is 7.51 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (CNA) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued.
The current stock price of $50.99 is trading 2% above its estimated GF Value™ of $49.97.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for CNA:
EV-to-FCF: 7.51 (near median its 10-year median of 7.98)
GF Value™: $49.97 vs. price of $50.99 (2% above fair value)
Industry Position: 24.7% below the Insurance median (#157 of 395)
No single metric tells the full story. See the CNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
62GF Score
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