EVTC (Evertec) EV-to-FCF: 21.51 (As of Jul. 05, 2026) — 10% Above Median


EVTC Evertec Inc EVTC
81 GF Score
Price $29.63
GF Value $43.90
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Evertec EV-to-FCF?

Evertec EVTC +2.00% 81 EV-to-FCF is 21.51 as of Jul. 05, 2026, which is 10% above its 10-year median of 19.57. GuruFocus rates EVTC with a GF Score™ of 81/100 and a GF Value™ of $43.90 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,592 Software companies, Evertec ranks worse than 64.95% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Evertec's Enterprise Value is $2,767.4 Mil. Evertec's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $128.7 Mil. Therefore, Evertec's EV-to-FCF for today is 21.51.

The historical rank and industry rank for Evertec's EV-to-FCF or its related term are showing as below:

EVTC' s EV-to-FCF Range Over the Past 10 Years
Min: 13.2   Med: 19.57   Max: 32.49
Current: 21.51

During the past 13 years, the highest EV-to-FCF of Evertec was 32.49. The lowest was 13.20. And the median was 19.57.

EVTC's EV-to-FCF is ranked worse than
64.95% of 1592 companies
in the Software industry
Industry Median: 14.62 vs EVTC: 21.51

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-05), Evertec's stock price is $29.63. Evertec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.070. Therefore, Evertec's PE Ratio (TTM) for today is 14.31.


Evertec  (NYSE:EVTC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Evertec's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=29.63/2.070
=14.31

Evertec's share price for today is $29.63.
Evertec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.070.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Evertec EV-to-FCF Related Terms


Evertec EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Evertec's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evertec EV-to-FCF Chart

Evertec Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.04 17.21 27.02 17.11 20.02

Evertec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.35 21.42 19.38 20.02 20.83

EVTC vs FIVN, APPN, MQ: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Evertec's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evertec EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Evertec's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Evertec's EV-to-FCF falls into.


EVTC
81GF Score
Evertec Inc EVTC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evertec EV-to-FCF Calculation

Evertec's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2767.440/128.666
=21.51

Evertec's current Enterprise Value is $2,767.4 Mil.
Evertec's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $128.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 21.51 mean?
Evertec (EVTC) has a EV-to-FCF of 21.51 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Evertec and its competitors. This is 10% above median its historical median of 19.57. Over the past decade, Evertec's EV-to-FCF has ranged from 13.20 to 32.49. According to the industry distribution chart, Evertec ranks #1034 out of 1592 companies in the Software industry, placing it in the top 64.9%.
Is Evertec's EV-to-FCF too high?
Evertec's current EV-to-FCF of 21.51 is 10% above median its 10-year median of 19.57. Over the past 10 years, this metric has ranged from a low of 13.20 to a high of 32.49. The Software industry median EV-to-FCF is 14.62. Evertec's value of 21.51 is 47.1% above this industry median. Based on the distribution chart, Evertec ranks #1034 out of 1592 companies in the Software industry, which is below the industry midpoint. Overall, Evertec has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Evertec's EV-to-FCF compare to FIVN and APPN?
According to the Software industry distribution chart, Evertec ranks #1034 out of 1592 companies for EV-to-FCF. This places Evertec in the lower half of its industry. The industry median EV-to-FCF is 14.62. Evertec's value of 21.51 is 47.1% above this benchmark. Historically, Evertec's own EV-to-FCF has ranged from 13.20 to 32.49 over the past decade. While the company's 10-year median is 19.57 vs. the industry median of 14.62, Evertec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.62, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evertec's current EV-to-FCF of 21.51 is 47.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Evertec and its competitors. For the Software industry, the median EV-to-FCF is 14.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evertec's current EV-to-FCF is 21.51, which is 10% above median its own 10-year median of 19.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evertec stock overvalued right now?
Based on GuruFocus' analysis, Evertec (EVTC) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.90, compared to a current price of $29.63 — trading 32.5% below its estimated fair value. The current EV-to-FCF is 21.51, which is 10% above median its 10-year median of 19.57 and 47.1% above the Software industry median of 14.62. Evertec's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Evertec (EVTC), the current EV-to-FCF is 21.51 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evertec (EVTC) Overvalued in 2026?

Based on GuruFocus' analysis, Evertec stock appears to be undervalued. The current stock price of $29.63 is trading 32.5% below its estimated GF Value™ of $43.90. GuruFocus considers Evertec to be Significantly Undervalued.

Key valuation signals for EVTC:

  • EV-to-FCF: 21.51 (10% above median its 10-year median of 19.57)
  • GF Value™: $43.90 vs. price of $29.63 (32.5% below fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 47.1% above the Software median (#1034 of 1592)

No single metric tells the full story. See the EVTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evertec Business Description

Other Exchanges 2EV:GermanyEVTC31:Brazil
Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a transaction processing business in Latin America and the Caribbean. Its business segments are Merchant Acquiring, Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, and Business Solutions. Latin America Payments and Solutions segment derive maximum revenue. The company serves a diversified customer base of financial institutions, merchants, corporations, and government agencies with mission-critical technology solutions that enable them to issue, process, and accept transactions securely. Geographically, it operates in Puerto Rico, Caribbean, and Latin America.
81GF Score

Get the complete analysis for EVTC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.63
Price
$43.90
GF Value