EVTC (Evertec) Long-Term Debt: $1,221.9 Mil (As of Jun. 2026)

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EVTC Evertec Inc EVTC
86 GF Score
Price $30.73
GF Value $44.71
Valuation Possible Value Trap
! 6 Warning Signs
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What is Evertec Long-Term Debt?

Evertec EVTC +1.12% 86 Long-Term Debt is $1,221.9 Mil as of Jun. 2026. GuruFocus rates EVTC with a GF Score™ of 86/100 and a GF Value™ of $44.71 (Possible Value Trap). The stock has 6 warning signs investors should review.

Evertec's Long-Term Debt for the quarter that ended in Jun. 2026 was $1,221.9 Mil.

Evertec's quarterly Long-Term Debt declined from Dec. 2025 ($1,057.3 Mil) to Mar. 2026 ($1,045.1 Mil) but then increased from Mar. 2026 ($1,045.1 Mil) to Jun. 2026 ($1,221.9 Mil).

Evertec's annual Long-Term Debt declined from Dec. 2023 ($946.8 Mil) to Dec. 2024 ($931.6 Mil) but then increased from Dec. 2024 ($931.6 Mil) to Dec. 2025 ($1,057.3 Mil).

Evertec  (NYSE:EVTC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Evertec Long-Term Debt Related Terms

Evertec Long-Term Debt Historical Data

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The historical data trend for Evertec's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evertec Long-Term Debt Chart

Evertec Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 444.79 389.50 946.82 931.56 1,057.33

Evertec Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 914.87 1,059.14 1,057.33 1,045.08 1,221.87
EVTC
86GF Score
Evertec Inc EVTC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1,221.9 Mil mean?
Evertec (EVTC) has a Long-Term Debt of $1,221.9 Mil as of Jun. 2026.
Is Evertec's Long-Term Debt too high?
Evertec's current Long-Term Debt is $1,221.9 Mil. Overall, Evertec has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evertec's Long-Term Debt compare to MQ and FIVN?
Evertec's Long-Term Debt of $1,221.9 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Evertec's current Long-Term Debt is $1,221.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evertec stock overvalued right now?
Based on GuruFocus' analysis, Evertec (EVTC) is currently considered Possible Value Trap. The stock's GF Value™ is $44.71, compared to a current price of $30.73 — trading 31.3% below its estimated fair value. The current Long-Term Debt is $1,221.9 Mil. Evertec's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Evertec (EVTC), the current Long-Term Debt is $1,221.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evertec (EVTC) Overvalued in 2026?

Based on GuruFocus' analysis, Evertec stock appears to be undervalued. The current stock price of $30.73 is trading 31.3% below its estimated GF Value™ of $44.71. GuruFocus considers Evertec to be Possible Value Trap.

Key valuation signals for EVTC:

  • Long-Term Debt: $1,221.9 Mil
  • GF Value™: $44.71 vs. price of $30.73 (31.3% below fair value)
  • GF Score™: 86/100 with 6 warning signs

No single metric tells the full story. See the EVTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Evertec Business Description

Other Exchanges 2EV:GermanyEVTC31:Brazil
Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a transaction processing business in Latin America and the Caribbean. Its business segments are Merchant Acquiring, Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, and Business Solutions. Latin America Payments and Solutions segment derive maximum revenue. The company serves a diversified customer base of financial institutions, merchants, corporations, and government agencies with mission-critical technology solutions that enable them to issue, process, and accept transactions securely. Geographically, it operates in Puerto Rico, Caribbean, and Latin America.
86GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.73
Price
$44.71
GF Value