FNBKY (FinecoBank SpA) EV-to-FCF: (As of Jul. 03, 2026)


FNBKY FinecoBank SpA FNBKY
76 GF Score
Price $49.55
GF Value $39.68
Valuation Modestly Overvalued
! 5 Warning Signs
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What is FinecoBank SpA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, FinecoBank SpA's Enterprise Value is $14,019 Mil. FinecoBank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0 Mil. Therefore, FinecoBank SpA's EV-to-FCF for today is .

The historical rank and industry rank for FinecoBank SpA's EV-to-FCF or its related term are showing as below:

FNBKY' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 29.38
Current: 28.57

During the past 13 years, the highest EV-to-FCF of FinecoBank SpA was 29.38. The lowest was 0.00. And the median was 0.00.

FNBKY's EV-to-FCF is ranked worse than
89.19% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs FNBKY: 28.57

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), FinecoBank SpA's stock price is $49.545. FinecoBank SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.460. Therefore, FinecoBank SpA's PE Ratio (TTM) for today is 20.14.


FinecoBank SpA  (OTCPK:FNBKY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

FinecoBank SpA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=49.545/2.460
=20.14

FinecoBank SpA's share price for today is $49.545.
FinecoBank SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.460.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


FinecoBank SpA EV-to-FCF Related Terms


FinecoBank SpA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA EV-to-FCF Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -35.68 32.20 5.89 65.03 29.23

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 29.23 0.00

FinecoBank SpA EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's EV-to-FCF falls into.


FNBKY
76GF Score
FinecoBank SpA FNBKY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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FinecoBank SpA EV-to-FCF Calculation

FinecoBank SpA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=14018.571/0
=

FinecoBank SpA's current Enterprise Value is $14,019 Mil.
FinecoBank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is FinecoBank SpA (FNBKY) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of $49.55 is trading 24.9% above its estimated GF Value™ of $39.68. GuruFocus considers FinecoBank SpA to be Modestly Overvalued.

Key valuation signals for FNBKY:

  • EV-to-FCF:
  • GF Value™: $39.68 vs. price of $49.55 (24.9% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the FNBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for FNBKY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.55
Price
$39.68
GF Value