FNMA (Federal National Mortgage Association Fannie Mae) EV-to-FCF: 116.54 (As of Jul. 04, 2026) — 23% Below Median


FNMA Federal National Mortgage Association Fannie Mae FNMA
46 GF Score
Price $6.12
GF Value $2.39
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Federal National Mortgage Association Fannie Mae EV-to-FCF?

Federal National Mortgage Association Fannie Mae FNMA -2.39% 46 EV-to-FCF is 116.54 as of Jul. 04, 2026, which is 23% below its 10-year median of 152.21. GuruFocus rates FNMA with a GF Score™ of 46/100 and a GF Value™ of $2.39 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,193 Banks companies, Federal National Mortgage Association Fannie Mae ranks worse than 96.65% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Federal National Mortgage Association Fannie Mae's Enterprise Value is $4,308,370 Mil. Federal National Mortgage Association Fannie Mae's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $36,968 Mil. Therefore, Federal National Mortgage Association Fannie Mae's EV-to-FCF for today is 116.54.

The historical rank and industry rank for Federal National Mortgage Association Fannie Mae's EV-to-FCF or its related term are showing as below:

FNMA' s EV-to-FCF Range Over the Past 10 Years
Min: -5488.19   Med: 152.21   Max: 18808.11
Current: 116.54

During the past 13 years, the highest EV-to-FCF of Federal National Mortgage Association Fannie Mae was 18808.11. The lowest was -5488.19. And the median was 152.21.

FNMA's EV-to-FCF is ranked worse than
96.65% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs FNMA: 116.54

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), Federal National Mortgage Association Fannie Mae's stock price is $6.12. Federal National Mortgage Association Fannie Mae's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.058. Therefore, Federal National Mortgage Association Fannie Mae's PE Ratio (TTM) for today is 2.00.


Federal National Mortgage Association Fannie Mae  (OTCPK:FNMA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Federal National Mortgage Association Fannie Mae's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.12/3.058
=2.00

Federal National Mortgage Association Fannie Mae's share price for today is $6.12.
Federal National Mortgage Association Fannie Mae's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.058.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Federal National Mortgage Association Fannie Mae EV-to-FCF Related Terms


Federal National Mortgage Association Fannie Mae EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Federal National Mortgage Association Fannie Mae's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal National Mortgage Association Fannie Mae EV-to-FCF Chart

Federal National Mortgage Association Fannie Mae Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 90.16 98.21 364.23 -414.30 180.14

Federal National Mortgage Association Fannie Mae Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -306.47 -402.95 773.98 180.14 116.58

FNMA vs PFSI, FMCC, WD: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Federal National Mortgage Association Fannie Mae's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Federal National Mortgage Association Fannie Mae EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Federal National Mortgage Association Fannie Mae's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Federal National Mortgage Association Fannie Mae's EV-to-FCF falls into.


FNMA
46GF Score
Federal National Mortgage Association Fannie Mae FNMA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Federal National Mortgage Association Fannie Mae EV-to-FCF Calculation

Federal National Mortgage Association Fannie Mae's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4308370.496/36968
=116.54

Federal National Mortgage Association Fannie Mae's current Enterprise Value is $4,308,370 Mil.
Federal National Mortgage Association Fannie Mae's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $36,968 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 116.54 mean?
Federal National Mortgage Association Fannie Mae (FNMA) has a EV-to-FCF of 116.54 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. This is 23% below median its historical median of 152.21. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1153 out of 1193 companies in the Banks industry, placing it in the top 96.6%.
Is Federal National Mortgage Association Fannie Mae's EV-to-FCF too high?
Federal National Mortgage Association Fannie Mae's current EV-to-FCF of 116.54 is 23% below median its 10-year median of 152.21. The Banks industry median EV-to-FCF is 6.61. Federal National Mortgage Association Fannie Mae's value of 116.54 is 1663.1% above this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #1153 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's EV-to-FCF compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1153 out of 1193 companies for EV-to-FCF. This places Federal National Mortgage Association Fannie Mae in the lower half of its industry. The industry median EV-to-FCF is 6.61. Federal National Mortgage Association Fannie Mae's value of 116.54 is 1663.1% above this benchmark. While the company's 10-year median is 152.21 vs. the industry median of 6.61, Federal National Mortgage Association Fannie Mae has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current EV-to-FCF of 116.54 is 1663.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current EV-to-FCF is 116.54, which is 23% below median its own 10-year median of 152.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (FNMA) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.39, compared to a current price of $6.12 — trading 156.1% above its estimated fair value. The current EV-to-FCF is 116.54, which is 23% below median its 10-year median of 152.21 and 1663.1% above the Banks industry median of 6.61. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (FNMA), the current EV-to-FCF is 116.54 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal National Mortgage Association Fannie Mae (FNMA) Overvalued in 2026?

Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued. The current stock price of $6.12 is trading 156.1% above its estimated GF Value™ of $2.39. GuruFocus considers Federal National Mortgage Association Fannie Mae to be Significantly Overvalued.

Key valuation signals for FNMA:

  • EV-to-FCF: 116.54 (23% below median its 10-year median of 152.21)
  • GF Value™: $2.39 vs. price of $6.12 (156.1% above fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 1663.1% above the Banks median (#1153 of 1193)

No single metric tells the full story. See the FNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal National Mortgage Association Fannie Mae Business Description

Address 1100 15th Street, NW, Midtown Center, Washington, DC, USA, 20005
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
46GF Score

Get the complete analysis for FNMA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.12
Price
$2.39
GF Value