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Heartland Financial USA (FRA:1H4) EV-to-FCF : 5.62 (As of May. 25, 2024)


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What is Heartland Financial USA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Heartland Financial USA's Enterprise Value is €1,722.9 Mil. Heartland Financial USA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2024 was €306.7 Mil. Therefore, Heartland Financial USA's EV-to-FCF for today is 5.62.

The historical rank and industry rank for Heartland Financial USA's EV-to-FCF or its related term are showing as below:

FRA:1H4' s EV-to-FCF Range Over the Past 10 Years
Min: 3.02   Med: 8.4   Max: 30.89
Current: 5.63

During the past 13 years, the highest EV-to-FCF of Heartland Financial USA was 30.89. The lowest was 3.02. And the median was 8.40.

FRA:1H4's EV-to-FCF is ranked worse than
51.21% of 1113 companies
in the Banks industry
Industry Median: 5.46 vs FRA:1H4: 5.63

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-25), Heartland Financial USA's stock price is €39.80. Heartland Financial USA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 was €1.549. Therefore, Heartland Financial USA's PE Ratio for today is 25.69.


Heartland Financial USA EV-to-FCF Historical Data

The historical data trend for Heartland Financial USA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Heartland Financial USA EV-to-FCF Chart

Heartland Financial USA Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.65 9.33 6.62 5.38 8.03

Heartland Financial USA Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.41 3.02 3.46 8.03 4.54

Competitive Comparison of Heartland Financial USA's EV-to-FCF

For the Banks - Regional subindustry, Heartland Financial USA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heartland Financial USA's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Heartland Financial USA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Heartland Financial USA's EV-to-FCF falls into.



Heartland Financial USA EV-to-FCF Calculation

Heartland Financial USA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1722.859/306.704
=5.62

Heartland Financial USA's current Enterprise Value is €1,722.9 Mil.
Heartland Financial USA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €306.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Heartland Financial USA  (FRA:1H4) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Heartland Financial USA's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=39.80/1.549
=25.69

Heartland Financial USA's share price for today is €39.80.
Heartland Financial USA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.549.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Heartland Financial USA EV-to-FCF Related Terms

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Heartland Financial USA (FRA:1H4) Business Description

Traded in Other Exchanges
Address
1800 Larimer Street, Suite 1800, Denver, CO, USA, 80202
Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services to businesses, including public sector and non-profit entities, and individuals. It also provides traditional and non-traditional service channels including online banking, mobile/remote banking, and telephone banking. The company's business lines are Commercial Banking, Agricultural Loans, Small Business Banking, Residential Real Estate Mortgage Lending, Consumer Banking, and Wealth Management and Retirement Plan Services.

Heartland Financial USA (FRA:1H4) Headlines

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