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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BPER Banca SpA's Enterprise Value is €34,732 Mil.
BPER Banca SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €0 Mil. Therefore, BPER Banca SpA's EV-to-FCF for today is .
The historical rank and industry rank for BPER Banca SpA's EV-to-FCF or its related term are showing as below:
FRA:4BE'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 12.24
Current: 12.24
During the past 13 years, the highest EV-to-FCF of BPER Banca SpA was 12.24. The lowest was 0.00. And the median was 0.00.
FRA:4BE's EV-to-FCF is ranked worse than 66.41% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs FRA:4BE: 12.24
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BPER Banca SpA's PE Ratio (TTM) for today is calculated as:
BPER Banca SpA's share price for today is €14.006.
BPER Banca SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.073.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BPER Banca SpA EV-to-FCF Related Terms
BPER Banca SpA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for BPER Banca SpA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BPER Banca SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's EV-to-FCF falls into.
BPER Banca SpA's current Enterprise Value is €34,732 Mil.
BPER Banca SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is BPER Banca SpA (FRA:4BE) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of €14.01 is trading 181.8% above its estimated GF Value™ of €4.97.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for FRA:4BE:
EV-to-FCF:
GF Value™: €4.97 vs. price of €14.01 (181.8% above fair value)
No single metric tells the full story. See the FRA:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score
Get the complete analysis for FRA:4BE
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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