Turkiye Garanti Bankasi AS (FRA:GBKB) EV-to-FCF: 1.41 (As of Aug. 01, 2026)

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FRA:GBKB Turkiye Garanti Bankasi AS FRA:GBKB
77 GF Score
Price €2.20
GF Value €3.21
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Turkiye Garanti Bankasi AS EV-to-FCF?

Turkiye Garanti Bankasi AS FRA:GBKB -0.90% 77 EV-to-FCF is 1.41 as of Aug. 01, 2026. GuruFocus rates FRA:GBKB with a GF Score™ of 77/100 and a GF Value™ of €3.21 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,191 Banks companies, Turkiye Garanti Bankasi AS ranks worse than 83962.97% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Turkiye Garanti Bankasi AS's Enterprise Value is €2,131 Mil. Turkiye Garanti Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €1,506 Mil. Therefore, Turkiye Garanti Bankasi AS's EV-to-FCF for today is 1.41.

The historical rank and industry rank for Turkiye Garanti Bankasi AS's EV-to-FCF or its related term are showing as below:

FRA:GBKB' s EV-to-FCF Range Over the Past 10 Years
Min: -63.44   Med: -0.4   Max: 68.12
Current: 1.54

During the past 13 years, the highest EV-to-FCF of Turkiye Garanti Bankasi AS was 68.12. The lowest was -63.44. And the median was -0.40.

FRA:GBKB's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.15 vs FRA:GBKB: 1.54

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-01), Turkiye Garanti Bankasi AS's stock price is €2.20. Turkiye Garanti Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.566. Therefore, Turkiye Garanti Bankasi AS's PE Ratio (TTM) for today is 3.89.


Turkiye Garanti Bankasi AS  (FRA:GBKB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Turkiye Garanti Bankasi AS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.20/0.566
=3.89

Turkiye Garanti Bankasi AS's share price for today is €2.20.
Turkiye Garanti Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.566.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Turkiye Garanti Bankasi AS EV-to-FCF Related Terms


Turkiye Garanti Bankasi AS EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Turkiye Garanti Bankasi AS's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Garanti Bankasi AS EV-to-FCF Chart

Turkiye Garanti Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.69 0.18 -0.42 -1.01 -25.15

Turkiye Garanti Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.58 -3.60 -25.15 -1.35 2.27

Turkiye Garanti Bankasi AS EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Garanti Bankasi AS EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Turkiye Garanti Bankasi AS's EV-to-FCF falls into.


FRA:GBKB
77GF Score
Turkiye Garanti Bankasi AS FRA:GBKB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turkiye Garanti Bankasi AS EV-to-FCF Calculation

Turkiye Garanti Bankasi AS's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2130.740/1506.187
=1.41

Turkiye Garanti Bankasi AS's current Enterprise Value is €2,131 Mil.
Turkiye Garanti Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,506 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 1.41 mean?
Turkiye Garanti Bankasi AS (FRA:GBKB) has a EV-to-FCF of 1.41 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Garanti Bankasi AS and its competitors. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1191 companies in the Banks industry.
Is Turkiye Garanti Bankasi AS's EV-to-FCF too high?
Turkiye Garanti Bankasi AS's current EV-to-FCF is 1.41. The Banks industry median EV-to-FCF is 7.15. Turkiye Garanti Bankasi AS's value of 1.41 is 80.3% below this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1191 companies for EV-to-FCF. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median EV-to-FCF is 7.15. Turkiye Garanti Bankasi AS's value of 1.41 is 80.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current EV-to-FCF of 1.41 is 80.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current EV-to-FCF is 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (FRA:GBKB) is currently considered Possible Value Trap. The stock's GF Value™ is €3.21, compared to a current price of €2.20 — trading 31.5% below its estimated fair value. The current EV-to-FCF is 1.41 and 80.3% below the Banks industry median of 7.15. Turkiye Garanti Bankasi AS's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (FRA:GBKB), the current EV-to-FCF is 1.41 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Garanti Bankasi AS (FRA:GBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued. The current stock price of €2.20 is trading 31.5% below its estimated GF Value™ of €3.21. GuruFocus considers Turkiye Garanti Bankasi AS to be Possible Value Trap.

Key valuation signals for FRA:GBKB:

  • EV-to-FCF: 1.41
  • GF Value™: €3.21 vs. price of €2.20 (31.5% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 80.3% below the Banks median (#999999 of 1191)

No single metric tells the full story. See the FRA:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Garanti Bankasi AS Business Description

Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
77GF Score

Get the complete analysis for FRA:GBKB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€3.21
GF Value