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Turkiye Garanti Bankasi ASFRA:GBKB -0.90%77 Pretax Margin % is 34.67% as of Jun. 2026, which is 9% below its 10-year median of 38.00. GuruFocus rates FRA:GBKB with a GF Score™ of 77/100 and a GF Value™ of €3.21 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Turkiye Garanti Bankasi AS ranks better than 54.39% on this metric.
Turkiye Garanti Bankasi AS (FRA:GBKB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Turkiye Garanti Bankasi AS Pretax Margin % Related Terms
Turkiye Garanti Bankasi AS Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS (FRA:GBKB) has a Pretax Margin % of 34.67% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is near median its historical median of 38.00. Over the past decade, Turkiye Garanti Bankasi AS's Pretax Margin % has ranged from 23.50 to 57.88. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #696 out of 1526 companies in the Banks industry, placing it in the top 45.6%.
Is Turkiye Garanti Bankasi AS's Pretax Margin % too high?
Turkiye Garanti Bankasi AS's current Pretax Margin % of 34.67% is near median its 10-year median of 38.00. Over the past 10 years, this metric has ranged from a low of 23.50 to a high of 57.88. The Banks industry median Pretax Margin % is 35.36. Turkiye Garanti Bankasi AS's value of 34.67% is 2% below this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #696 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #696 out of 1526 companies for Pretax Margin %. This puts Turkiye Garanti Bankasi AS in the upper half of its industry. The industry median Pretax Margin % is 35.36. Turkiye Garanti Bankasi AS's value of 34.67% is 2% below this benchmark. Historically, Turkiye Garanti Bankasi AS's own Pretax Margin % has ranged from 23.50 to 57.88 over the past decade. While the company's 10-year median is 38.00 vs. the industry median of 35.36, Turkiye Garanti Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current Pretax Margin % of 34.67% is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current Pretax Margin % is 34.67%, which is near median its own 10-year median of 38.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (FRA:GBKB) is currently considered Possible Value Trap. The stock's GF Value™ is €3.21, compared to a current price of €2.20 — trading 31.5% below its estimated fair value. The current Pretax Margin % is 34.67%, which is near median its 10-year median of 38.00 and 2% below the Banks industry median of 35.36. Turkiye Garanti Bankasi AS's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (FRA:GBKB), the current Pretax Margin % is 34.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Garanti Bankasi AS (FRA:GBKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued.
The current stock price of €2.20 is trading 31.5% below its estimated GF Value™ of €3.21.
GuruFocus considers Turkiye Garanti Bankasi AS to be Possible Value Trap.
Key valuation signals for FRA:GBKB:
Pretax Margin %: 34.67% (near median its 10-year median of 38.00)
GF Value™: €3.21 vs. price of €2.20 (31.5% below fair value)
Industry Position: 2% below the Banks median (#696 of 1526)
No single metric tells the full story. See the FRA:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
77GF Score
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