Turkiye Garanti Bankasi AS (FRA:GBKB) FCF Yield %: 16.15 (As of Aug. 01, 2026) — 22% Above Median

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FRA:GBKB Turkiye Garanti Bankasi AS FRA:GBKB
77 GF Score
Price €2.20
GF Value €3.21
Valuation Possible Value Trap
! 3 Warning Signs
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What is Turkiye Garanti Bankasi AS FCF Yield %?

Turkiye Garanti Bankasi AS FRA:GBKB -0.90% 77 FCF Yield % is 16.15 as of Aug. 01, 2026, which is 22% above its 10-year median of 13.27. GuruFocus rates FRA:GBKB with a GF Score™ of 77/100 and a GF Value™ of €3.21 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Turkiye Garanti Bankasi AS ranks worse than 90.08% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Turkiye Garanti Bankasi AS's Trailing 12-Month Free Cash Flow is €1,506 Mil, and Market Cap is €9,240 Mil. Therefore, Turkiye Garanti Bankasi AS's FCF Yield % for today is 16.15%.

The historical rank and industry rank for Turkiye Garanti Bankasi AS's FCF Yield % or its related term are showing as below:

FRA:GBKB' s FCF Yield % Range Over the Past 10 Years
Min: -36.13   Med: 13.27   Max: 104.05
Current: 16.15


During the past 13 years, the highest FCF Yield % of Turkiye Garanti Bankasi AS was 104.05%. The lowest was -36.13%. And the median was 13.27%.

FRA:GBKB's FCF Yield % is ranked worse than
90.08% of 1502 companies
in the Banks industry
Industry Median: 7.9 vs FRA:GBKB: 16.15

Turkiye Garanti Bankasi AS's FCF Margin % for the quarter that ended in Jun. 2026 was 96.76%.


Turkiye Garanti Bankasi AS FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Turkiye Garanti Bankasi AS FCF Yield % Related Terms


Turkiye Garanti Bankasi AS FCF Yield % Historical Data

* Premium members only.

The historical data trend for Turkiye Garanti Bankasi AS's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Garanti Bankasi AS FCF Yield % Chart

Turkiye Garanti Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.28 38.09 84.72 -28.04 -0.95

Turkiye Garanti Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -100.78 -8.23 -39.90 24.33 79.63

Turkiye Garanti Bankasi AS FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Garanti Bankasi AS FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Turkiye Garanti Bankasi AS's FCF Yield % falls into.


FRA:GBKB
77GF Score
Turkiye Garanti Bankasi AS FRA:GBKB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turkiye Garanti Bankasi AS FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Turkiye Garanti Bankasi AS's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-108.231 / 11340
=-0.95%

Turkiye Garanti Bankasi AS's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2240.76 * 4 / 11256
=79.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 16.15 mean?
Turkiye Garanti Bankasi AS (FRA:GBKB) has a FCF Yield % of 16.15 as of Aug. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is 22% above median its historical median of 13.27. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #1353 out of 1502 companies in the Banks industry, placing it in the top 90.1%.
Is Turkiye Garanti Bankasi AS's FCF Yield % too high?
Turkiye Garanti Bankasi AS's current FCF Yield % of 16.15 is 22% above median its 10-year median of 13.27. The Banks industry median FCF Yield % is 7.90. Turkiye Garanti Bankasi AS's value of 16.15 is 104.4% above this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #1353 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #1353 out of 1502 companies for FCF Yield %. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median FCF Yield % is 7.90. Turkiye Garanti Bankasi AS's value of 16.15 is 104.4% above this benchmark. While the company's 10-year median is 13.27 vs. the industry median of 7.90, Turkiye Garanti Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current FCF Yield % of 16.15 is 104.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current FCF Yield % is 16.15, which is 22% above median its own 10-year median of 13.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (FRA:GBKB) is currently considered Possible Value Trap. The stock's GF Value™ is €3.21, compared to a current price of €2.20 — trading 31.5% below its estimated fair value. The current FCF Yield % is 16.15, which is 22% above median its 10-year median of 13.27 and 104.4% above the Banks industry median of 7.90. Turkiye Garanti Bankasi AS's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (FRA:GBKB), the current FCF Yield % is 16.15 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Garanti Bankasi AS (FRA:GBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued. The current stock price of €2.20 is trading 31.5% below its estimated GF Value™ of €3.21. GuruFocus considers Turkiye Garanti Bankasi AS to be Possible Value Trap.

Key valuation signals for FRA:GBKB:

  • FCF Yield %: 16.15 (22% above median its 10-year median of 13.27)
  • GF Value™: €3.21 vs. price of €2.20 (31.5% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 104.4% above the Banks median (#1353 of 1502)

No single metric tells the full story. See the FRA:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Garanti Bankasi AS Business Description

Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
77GF Score

Get the complete analysis for FRA:GBKB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€3.21
GF Value