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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BSP Financial Group's Enterprise Value is €577.4 Mil.
BSP Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €924.3 Mil. Therefore, BSP Financial Group's EV-to-FCF for today is 0.62.
The historical rank and industry rank for BSP Financial Group's EV-to-FCF or its related term are showing as below:
FRA:K0Y'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.27 Med: 0.66 Max: 13.52
Current: 0.64
During the past 5 years, the highest EV-to-FCF of BSP Financial Group was 13.52. The lowest was -0.27. And the median was 0.66.
FRA:K0Y's EV-to-FCF is ranked better than 79.6% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs FRA:K0Y: 0.64
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BSP Financial Group (FRA:K0Y) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BSP Financial Group's PE Ratio (TTM) for today is calculated as:
BSP Financial Group's share price for today is €4.888.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BSP Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.498.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BSP Financial Group EV-to-FCF Related Terms
BSP Financial Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for BSP Financial Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BSP Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's EV-to-FCF falls into.
BSP Financial Group's current Enterprise Value is €577.4 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. BSP Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €924.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP Financial Group (FRA:K0Y) has a EV-to-FCF of 0.62 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BSP Financial Group and its competitors. This is near median its historical median of 0.66. According to the industry distribution chart, BSP Financial Group ranks #244 out of 1196 companies in the Banks industry, placing it in the top 20.4%.
Is BSP Financial Group's EV-to-FCF too high?
BSP Financial Group's current EV-to-FCF of 0.62 is near median its 10-year median of 0.66. The Banks industry median EV-to-FCF is 6.58. BSP Financial Group's value of 0.62 is 90.6% below this industry median. Based on the distribution chart, BSP Financial Group ranks #244 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BSP Financial Group has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, BSP Financial Group ranks #244 out of 1196 companies for EV-to-FCF. This places BSP Financial Group in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.58. BSP Financial Group's value of 0.62 is 90.6% below this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 6.58, BSP Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BSP Financial Group's current EV-to-FCF of 0.62 is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BSP Financial Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current EV-to-FCF is 0.62, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
BSP Financial Group (FRA:K0Y) has a current EV-to-FCF of 0.62. The stock's GF Value™ is €4.75, compared to a current price of €4.89 — trading 2.9% above its estimated fair value. The current EV-to-FCF is 0.62, which is near median its 10-year median of 0.66 and 90.6% below the Banks industry median of 6.58. BSP Financial Group's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BSP Financial Group (FRA:K0Y), the current EV-to-FCF is 0.62 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (FRA:K0Y) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be overvalued.
The current stock price of €4.89 is trading 2.9% above its estimated GF Value™ of €4.75.
Key valuation signals for FRA:K0Y:
EV-to-FCF: 0.62 (near median its 10-year median of 0.66)
GF Value™: €4.75 vs. price of €4.89 (2.9% above fair value)
Industry Position: 90.6% below the Banks median (#244 of 1196)
No single metric tells the full story. See the FRA:K0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
54GF Score
Get the complete analysis for FRA:K0Y
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