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BSP Financial GroupFRA:K0Y +0.25%44 5-Year Yield-on-Cost % is 2.09 as of Aug. 31, 2026, which is 67% below its 10-year median of 6.34. GuruFocus rates FRA:K0Y with a GF Score™ of 44/100 and a GF Value™ of €5.37. Among 1,247 Banks companies, BSP Financial Group ranks better than 75.7% on this metric.
BSP Financial Group's yield on cost for the quarter that ended in Jun. 2026 was 2.09.
The historical rank and industry rank for BSP Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:K0Y'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.78 Med: 6.34 Max: 11.72
Current: 2.09
During the past 5 years, BSP Financial Group's highest Yield on Cost was 11.72. The lowest was 1.78. And the median was 6.34.
FRA:K0Y's 5-Year Yield-on-Cost % is ranked better than 75.7% of 1247
companies
in the Banks industry
Industry Median: 3.83
vs FRA:K0Y: 2.09
BSP Financial Group (FRA:K0Y) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BSP Financial Group 5-Year Yield-on-Cost % Related Terms
FRA:K0Y vs USB, PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, BSP Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BSP Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BSP Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BSP Financial Group's 5-Year Yield-on-Cost % falls into.
BSP Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
BSP Financial Group (FRA:K0Y) has a 5-Year Yield-on-Cost % of 2.09 as of Aug. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BSP Financial Group and its competitors. This is 67% below median its historical median of 6.34. Over the past decade, BSP Financial Group's 5-Year Yield-on-Cost % has ranged from 1.78 to 11.72. According to the industry distribution chart, BSP Financial Group ranks #303 out of 1247 companies in the Banks industry, placing it in the top 24.3%.
Is BSP Financial Group's 5-Year Yield-on-Cost % too high?
BSP Financial Group's current 5-Year Yield-on-Cost % of 2.09 is 67% below median its 10-year median of 6.34. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 11.72. The Banks industry median 5-Year Yield-on-Cost % is 3.83. BSP Financial Group's value of 2.09 is 45.4% below this industry median. Based on the distribution chart, BSP Financial Group ranks #303 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BSP Financial Group has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does BSP Financial Group's 5-Year Yield-on-Cost % compare to USB and PNC?
According to the Banks industry distribution chart, BSP Financial Group ranks #303 out of 1247 companies for 5-Year Yield-on-Cost %. This places BSP Financial Group in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. BSP Financial Group's value of 2.09 is 45.4% below this benchmark. Historically, BSP Financial Group's own 5-Year Yield-on-Cost % has ranged from 1.78 to 11.72 over the past decade. While the company's 10-year median is 6.34 vs. the industry median of 3.83, BSP Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BSP Financial Group's current 5-Year Yield-on-Cost % of 2.09 is 45.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BSP Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BSP Financial Group's current 5-Year Yield-on-Cost % is 2.09, which is 67% below median its own 10-year median of 6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BSP Financial Group stock overvalued right now?
BSP Financial Group (FRA:K0Y) has a current 5-Year Yield-on-Cost % of 2.09. The stock's GF Value™ is €5.37, compared to a current price of €4.84 — trading 9.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.09, which is 67% below median its 10-year median of 6.34 and 45.4% below the Banks industry median of 3.83. BSP Financial Group's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BSP Financial Group (FRA:K0Y), the current 5-Year Yield-on-Cost % is 2.09 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BSP Financial Group (FRA:K0Y) Overvalued in 2026?
Based on GuruFocus' analysis, BSP Financial Group stock appears to be undervalued.
The current stock price of €4.84 is trading 9.9% below its estimated GF Value™ of €5.37.
Key valuation signals for FRA:K0Y:
5-Year Yield-on-Cost %: 2.09 (67% below median its 10-year median of 6.34)
GF Value™: €5.37 vs. price of €4.84 (9.9% below fair value)
Industry Position: 45.4% below the Banks median (#303 of 1247)
No single metric tells the full story. See the FRA:K0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BSP Financial Group Ltd is a diversified business covering banking, asset finance, life insurance, and fund management. The company's operating segments include banking services, split into PNG Bank and Offshore Banks, and non-banking services, which comprise insurance operations, fund management, and asset financing activities. It generates a vast majority of its revenues from the PNG Bank segment. Geographically, the company operates in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos.
44GF Score
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