EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Simmons First National's Enterprise Value is €3,096.3 Mil.
Simmons First National's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €361.8 Mil. Therefore, Simmons First National's EV-to-FCF for today is 8.56.
The historical rank and industry rank for Simmons First National's EV-to-FCF or its related term are showing as below:
FRA:SN9'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.23 Med: 13.53 Max: 44.88
Current: 8.34
During the past 13 years, the highest EV-to-FCF of Simmons First National was 44.88. The lowest was 3.23. And the median was 13.53.
FRA:SN9's EV-to-FCF is ranked worse than 56.1% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs FRA:SN9: 8.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Simmons First National (FRA:SN9) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Simmons First National's PE Ratio (TTM) for today is calculated as:
Simmons First National's share price for today is €19.80.
Simmons First National's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2.176.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Simmons First National's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simmons First National EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Simmons First National's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Simmons First National's EV-to-FCF falls into.
Simmons First National's current Enterprise Value is €3,096.3 Mil.
Simmons First National's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €361.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Simmons First National (FRA:SN9) has a EV-to-FCF of 8.56 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Simmons First National and its competitors. This is 37% below median its historical median of 13.53. Over the past decade, Simmons First National's EV-to-FCF has ranged from 3.23 to 44.88. According to the industry distribution chart, Simmons First National ranks #671 out of 1196 companies in the Banks industry, placing it in the top 56.1%.
Is Simmons First National's EV-to-FCF too high?
Simmons First National's current EV-to-FCF of 8.56 is 37% below median its 10-year median of 13.53. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 44.88. The Banks industry median EV-to-FCF is 6.57. Simmons First National's value of 8.56 is 30.4% above this industry median. Based on the distribution chart, Simmons First National ranks #671 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, Simmons First National has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's EV-to-FCF compare to PRK and TOWN?
According to the Banks industry distribution chart, Simmons First National ranks #671 out of 1196 companies for EV-to-FCF. This places Simmons First National in the lower half of its industry. The industry median EV-to-FCF is 6.57. Simmons First National's value of 8.56 is 30.4% above this benchmark. Historically, Simmons First National's own EV-to-FCF has ranged from 3.23 to 44.88 over the past decade. While the company's 10-year median is 13.53 vs. the industry median of 6.57, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current EV-to-FCF of 8.56 is 30.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Simmons First National and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current EV-to-FCF is 8.56, which is 37% below median its own 10-year median of 13.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Simmons First National (FRA:SN9) has a current EV-to-FCF of 8.56. The stock's GF Value™ is €8.12, compared to a current price of €19.80 — trading 143.8% above its estimated fair value. The current EV-to-FCF is 8.56, which is 37% below median its 10-year median of 13.53 and 30.4% above the Banks industry median of 6.57. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Simmons First National (FRA:SN9), the current EV-to-FCF is 8.56 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simmons First National (FRA:SN9) Overvalued in 2026?
Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued.
The current stock price of €19.80 is trading 143.8% above its estimated GF Value™ of €8.12.
Key valuation signals for FRA:SN9:
EV-to-FCF: 8.56 (37% below median its 10-year median of 13.53)
GF Value™: €8.12 vs. price of €19.80 (143.8% above fair value)
Industry Position: 30.4% above the Banks median (#671 of 1196)
No single metric tells the full story. See the FRA:SN9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score
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