EQBFRA:V22 +3.07%83 EV-to-FCF is 91.06 as of Jul. 04, 2026, which is 365% above its 10-year median of 19.59. GuruFocus rates FRA:V22 with a GF Score™ of 83/100 and a GF Value™ of €70.46 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,193 Banks companies, EQB ranks worse than 96.06% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, EQB's Enterprise Value is €12,575.1 Mil.
EQB's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was €138.1 Mil. Therefore, EQB's EV-to-FCF for today is 91.06.
The historical rank and industry rank for EQB's EV-to-FCF or its related term are showing as below:
FRA:V22'
s EV-to-FCF Range Over the Past 10 Years
Min: -812.6 Med: 19.59 Max: 1376.37
Current: 88.93
During the past 13 years, the highest EV-to-FCF of EQB was 1376.37. The lowest was -812.60. And the median was 19.59.
FRA:V22's EV-to-FCF is ranked worse than 96.06% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs FRA:V22: 88.93
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-07-04), EQB's stock price is €84.00.
EQB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was €3.154. Therefore, EQB's PE Ratio (TTM) for today is 26.63.
EQB (FRA:V22) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EQB's share price for today is €84.00.
EQB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.154.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
EQB EV-to-FCF Related Terms
EQB EV-to-FCF Historical Data
* Premium members only.
The historical data trend for EQB's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, EQB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EQB EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, EQB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where EQB's EV-to-FCF falls into.
EQB's current Enterprise Value is €12,575.1 Mil.
EQB's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €138.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EQB (FRA:V22) has a EV-to-FCF of 91.06 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EQB and its competitors. This is 365% above median its historical median of 19.59. According to the industry distribution chart, EQB ranks #1146 out of 1193 companies in the Banks industry, placing it in the top 96.1%.
Is EQB's EV-to-FCF too high?
EQB's current EV-to-FCF of 91.06 is 365% above median its 10-year median of 19.59. The Banks industry median EV-to-FCF is 6.61. EQB's value of 91.06 is 1277.6% above this industry median. Based on the distribution chart, EQB ranks #1146 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EQB has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EQB's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, EQB ranks #1146 out of 1193 companies for EV-to-FCF. This places EQB in the lower half of its industry. The industry median EV-to-FCF is 6.61. EQB's value of 91.06 is 1277.6% above this benchmark. While the company's 10-year median is 19.59 vs. the industry median of 6.61, EQB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EQB's current EV-to-FCF of 91.06 is 1277.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EQB and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EQB's current EV-to-FCF is 91.06, which is 365% above median its own 10-year median of 19.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EQB stock overvalued right now?
Based on GuruFocus' analysis, EQB (FRA:V22) is currently considered Modestly Overvalued. The stock's GF Value™ is €70.46, compared to a current price of €84.00 — trading 19.2% above its estimated fair value. The current EV-to-FCF is 91.06, which is 365% above median its 10-year median of 19.59 and 1277.6% above the Banks industry median of 6.61. EQB's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For EQB (FRA:V22), the current EV-to-FCF is 91.06 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EQB (FRA:V22) Overvalued in 2026?
Based on GuruFocus' analysis, EQB stock appears to be overvalued.
The current stock price of €84.00 is trading 19.2% above its estimated GF Value™ of €70.46.
GuruFocus considers EQB to be Modestly Overvalued.
Key valuation signals for FRA:V22:
EV-to-FCF: 91.06 (365% above median its 10-year median of 19.59)
GF Value™: €70.46 vs. price of €84.00 (19.2% above fair value)
Industry Position: 1277.6% above the Banks median (#1146 of 1193)
No single metric tells the full story. See the FRA:V22 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EQB Inc operates through its wholly owned subsidiary, Equitable Bank, Canada's Challenger BankTM. It serves Canadians through two business lines, Personal Banking and Business Banking. The company differentiates by providing a host of challenger bank deposit services, alternative single-family lending, reverse mortgage lending, insurance lending, Specialized finance, Commercial finance group, Equipment financing, credit union services and trust services.
83GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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