EQBFRA:V22 +1.97%83 Net Margin % is 16.86% as of Apr. 2026, which is 61% below its 10-year median of 42.79. GuruFocus rates FRA:V22 with a GF Score™ of 83/100 and a GF Value™ of €70.02 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, EQB ranks worse than 81.65% on this metric.
Net margin is calculated as Net Income divided by its Revenue. EQB's Net Income for the
three
months ended in Apr. 2026 was €31.7 Mil. EQB's Revenue for the
three
months ended in Apr. 2026 was €188.0 Mil. Therefore, EQB's net margin for the quarter that ended in Apr. 2026 was 16.86%.
The historical rank and industry rank for EQB's Net Margin % or its related term are showing as below:
FRA:V22'
s Net Margin % Range Over the Past 10 Years
Min: 14.86 Med: 42.79 Max: 48.58
Current: 14.86
FRA:V22's Net Margin % is ranked worse than 81.65% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs FRA:V22: 14.86
EQB (FRA:V22) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
EQB Net Margin % Related Terms
EQB Net Margin % Historical Data
* Premium members only.
The historical data trend for EQB's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, EQB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EQB Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, EQB's Net Margin % distribution charts can be found below:
* The bar in red indicates where EQB's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EQB (FRA:V22) has a Net Margin % of 16.86% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on EQB and its competitors. This is 61% below median its historical median of 42.79. Over the past decade, EQB's Net Margin % has ranged from 14.86 to 48.58. According to the industry distribution chart, EQB ranks #1246 out of 1526 companies in the Banks industry, placing it in the top 81.7%.
Is EQB's Net Margin % too high?
EQB's current Net Margin % of 16.86% is 61% below median its 10-year median of 42.79. Over the past 10 years, this metric has ranged from a low of 14.86 to a high of 48.58. The Banks industry median Net Margin % is 26.97. EQB's value of 16.86% is 37.5% below this industry median. Based on the distribution chart, EQB ranks #1246 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EQB has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EQB's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, EQB ranks #1246 out of 1526 companies for Net Margin %. This places EQB in the lower half of its industry. The industry median Net Margin % is 26.97. EQB's value of 16.86% is 37.5% below this benchmark. Historically, EQB's own Net Margin % has ranged from 14.86 to 48.58 over the past decade. While the company's 10-year median is 42.79 vs. the industry median of 26.97, EQB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EQB's current Net Margin % of 16.86% is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on EQB and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EQB's current Net Margin % is 16.86%, which is 61% below median its own 10-year median of 42.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EQB stock overvalued right now?
Based on GuruFocus' analysis, EQB (FRA:V22) is currently considered Modestly Overvalued. The stock's GF Value™ is €70.02, compared to a current price of €77.50 — trading 10.7% above its estimated fair value. The current Net Margin % is 16.86%, which is 61% below median its 10-year median of 42.79 and 37.5% below the Banks industry median of 26.97. EQB's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For EQB (FRA:V22), the current Net Margin % is 16.86% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EQB (FRA:V22) Overvalued in 2026?
Based on GuruFocus' analysis, EQB stock appears to be overvalued.
The current stock price of €77.50 is trading 10.7% above its estimated GF Value™ of €70.02.
GuruFocus considers EQB to be Modestly Overvalued.
Key valuation signals for FRA:V22:
Net Margin %: 16.86% (61% below median its 10-year median of 42.79)
GF Value™: €70.02 vs. price of €77.50 (10.7% above fair value)
Industry Position: 37.5% below the Banks median (#1246 of 1526)
No single metric tells the full story. See the FRA:V22 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EQB Inc operates through its wholly owned subsidiary, Equitable Bank, Canada's Challenger BankTM. It serves Canadians through two business lines, Personal Banking and Business Banking. The company differentiates by providing a host of challenger bank deposit services, alternative single-family lending, reverse mortgage lending, insurance lending, Specialized finance, Commercial finance group, Equipment financing, credit union services and trust services.
83GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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