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What is Gateway Bank F S B Oakland Calif EV-to-FCF?
Gateway Bank F S B Oakland CalifGWBK EV-to-FCF is -11.08 as of Jul. 16, 2026. The stock has 4 warning signs investors should review. Among 1,193 Banks companies, Gateway Bank F S B Oakland Calif ranks worse than 83822.21% on this metric.
The historical rank and industry rank for Gateway Bank F S B Oakland Calif's EV-to-FCF or its related term are showing as below:
GWBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -80.05 Med: -1.03 Max: 21.88
Current: -11.08
During the past 7 years, the highest EV-to-FCF of Gateway Bank F S B Oakland Calif was 21.88. The lowest was -80.05. And the median was -1.03.
GWBK's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs GWBK: -11.08
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gateway Bank F S B Oakland Calif (OTCPK:GWBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gateway Bank F S B Oakland Calif's PE Ratio (TTM) for today is calculated as:
Gateway Bank F S B Oakland Calif's share price for today is $0.09.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Gateway Bank F S B Oakland Calif's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.010.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Gateway Bank F S B Oakland Calif EV-to-FCF Related Terms
Gateway Bank F S B Oakland Calif EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Gateway Bank F S B Oakland Calif's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gateway Bank F S B Oakland Calif EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Gateway Bank F S B Oakland Calif's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Gateway Bank F S B Oakland Calif's EV-to-FCF falls into.
Gateway Bank F S B Oakland Calif's current Enterprise Value is $47.79 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Gateway Bank F S B Oakland Calif's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.31 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gateway Bank F S B Oakland Calif (GWBK) has a EV-to-FCF of -11.08 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gateway Bank F S B Oakland Calif and its competitors. According to the industry distribution chart, Gateway Bank F S B Oakland Calif ranks #999999 out of 1193 companies in the Banks industry.
Is Gateway Bank F S B Oakland Calif's EV-to-FCF too high?
Gateway Bank F S B Oakland Calif's current EV-to-FCF is -11.08. Based on the distribution chart, Gateway Bank F S B Oakland Calif ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Gateway Bank F S B Oakland Calif's EV-to-FCF compare to BCCB and SNNF?
According to the Banks industry distribution chart, Gateway Bank F S B Oakland Calif ranks #999999 out of 1193 companies for EV-to-FCF. This places Gateway Bank F S B Oakland Calif in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gateway Bank F S B Oakland Calif and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gateway Bank F S B Oakland Calif's current EV-to-FCF is -11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gateway Bank F S B Oakland Calif stock overvalued right now?
Based on GuruFocus' analysis, Gateway Bank F S B Oakland Calif (GWBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.09 — trading 200% above its estimated fair value. The current EV-to-FCF is -11.08. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Gateway Bank F S B Oakland Calif (GWBK), the current EV-to-FCF is -11.08 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gateway Bank F S B Oakland Calif Business Description
Gateway Bank F S B Oakland Calif is a United States-based company engaged in providing personal and business banking services. The company aims to provide banking services to people and communities who are underserved by mainstream commercial banks and lenders. These services include Checking Accounts, Savings Accounts, Money Market Accounts, Certificate of Deposit Accounts, and Individual Retirement Accounts, among others.
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