GWBK (Gateway Bank F S B Oakland Calif) Net Margin %: 0.00% (As of Dec. 2025)

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What is Gateway Bank F S B Oakland Calif Net Margin %?

Gateway Bank F S B Oakland Calif GWBK Net Margin % is 0.00% as of Dec. 2025. The stock has 4 warning signs investors should review. Among 1,522 Banks companies, Gateway Bank F S B Oakland Calif ranks worse than 97.5% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Gateway Bank F S B Oakland Calif's Net Income for the six months ended in Dec. 2025 was $0.00 Mil. Gateway Bank F S B Oakland Calif's Revenue for the six months ended in Dec. 2025 was $0.00 Mil. Therefore, Gateway Bank F S B Oakland Calif's net margin for the quarter that ended in Dec. 2025 was 0.00%.

The historical rank and industry rank for Gateway Bank F S B Oakland Calif's Net Margin % or its related term are showing as below:

GWBK' s Net Margin % Range Over the Past 10 Years
Min: -96.94   Med: -27.53   Max: 14.14
Current: -13.68

GWBK's Net Margin % is ranked worse than
97.5% of 1522 companies
in the Banks industry
Industry Median: 27.39 vs GWBK: -13.68

Gateway Bank F S B Oakland Calif  (OTCPK:GWBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Gateway Bank F S B Oakland Calif Net Margin % Related Terms

Gateway Bank F S B Oakland Calif Net Margin % Historical Data

* Premium members only.

The historical data trend for Gateway Bank F S B Oakland Calif's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gateway Bank F S B Oakland Calif Net Margin % Chart

Gateway Bank F S B Oakland Calif Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 14.14 -27.53 -26.49 -96.94 -80.00

Gateway Bank F S B Oakland Calif Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Net Margin % Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 -13.68

GWBK vs EBSH, APLO, MCHT: Net Margin % Comparison

For the Banks - Regional subindustry, Gateway Bank F S B Oakland Calif's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gateway Bank F S B Oakland Calif Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Gateway Bank F S B Oakland Calif's Net Margin % distribution charts can be found below:

* The bar in red indicates where Gateway Bank F S B Oakland Calif's Net Margin % falls into.


Gateway Bank F S B Oakland Calif Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Gateway Bank F S B Oakland Calif's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3.884/4.855
=-80.00 %

Gateway Bank F S B Oakland Calif's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.00% mean?
Gateway Bank F S B Oakland Calif (GWBK) has a Net Margin % of 0.00% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Gateway Bank F S B Oakland Calif and its competitors. According to the industry distribution chart, Gateway Bank F S B Oakland Calif ranks #1484 out of 1522 companies in the Banks industry, placing it in the top 97.5%.
Is Gateway Bank F S B Oakland Calif's Net Margin % too high?
Gateway Bank F S B Oakland Calif's current Net Margin % is 0.00%. Based on the distribution chart, Gateway Bank F S B Oakland Calif ranks #1484 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Gateway Bank F S B Oakland Calif's Net Margin % compare to EBSH and APLO?
According to the Banks industry distribution chart, Gateway Bank F S B Oakland Calif ranks #1484 out of 1522 companies for Net Margin %. This places Gateway Bank F S B Oakland Calif in the lower half of its industry. The industry median Net Margin % is 27.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.39, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Gateway Bank F S B Oakland Calif and its competitors. For the Banks industry, the median Net Margin % is 27.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gateway Bank F S B Oakland Calif's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gateway Bank F S B Oakland Calif stock overvalued right now?
Based on GuruFocus' analysis, Gateway Bank F S B Oakland Calif (GWBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.08 — trading 153.7% above its estimated fair value. The current Net Margin % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Gateway Bank F S B Oakland Calif (GWBK), the current Net Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gateway Bank F S B Oakland Calif Business Description

Address 360 9th Street, Suite 109, Oakland, CA, USA, 94607
Gateway Bank F S B Oakland Calif is a United States-based company engaged in providing personal and business banking services. The company aims to provide banking services to people and communities who are underserved by mainstream commercial banks and lenders. These services include Checking Accounts, Savings Accounts, Money Market Accounts, Certificate of Deposit Accounts, and Individual Retirement Accounts, among others.