HIFS (Hingham Institution forvings) LT-Debt-to-Total-Asset: 0.31 (As of Jun. 2026)

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HIFS Hingham Institution for Savings HIFS
57 GF Score
Price $301.13
GF Value $387.54
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hingham Institution forvings LT-Debt-to-Total-Asset?

Hingham Institution forvings HIFS +0.44% 57 LT-Debt-to-Total-Asset is 0.31 as of Jun. 2026. GuruFocus rates HIFS with a GF Score™ of 57/100 and a GF Value™ of $387.54 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Hingham Institution forvings's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.31.

Hingham Institution forvings's long-term debt to total assets ratio declined from Jun. 2025 (0.35) to Jun. 2026 (0.31). It may suggest that Hingham Institution forvings is progressively becoming less dependent on debt to grow their business.

Hingham Institution forvings  (NAS:HIFS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Hingham Institution forvings LT-Debt-to-Total-Asset Related Terms

Hingham Institution forvings LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Hingham Institution forvings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings LT-Debt-to-Total-Asset Chart

Hingham Institution forvings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.30 0.38 0.18 0.18

Hingham Institution forvings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.34 0.18 0.31 0.31
HIFS
57GF Score
Hingham Institution for Savings HIFS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Hingham Institution forvings LT-Debt-to-Total-Asset Calculation

Hingham Institution forvings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=797.25/4542.654
=0.18

Hingham Institution forvings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=1405.34/4556.51
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.31 mean?
Hingham Institution forvings (HIFS) has a LT-Debt-to-Total-Asset of 0.31 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hingham Institution forvings and its competitors.
Is Hingham Institution forvings' LT-Debt-to-Total-Asset too high?
Hingham Institution forvings' current LT-Debt-to-Total-Asset is 0.31. Overall, Hingham Institution forvings has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' LT-Debt-to-Total-Asset compare to NRIM and CIVB?
Hingham Institution forvings' LT-Debt-to-Total-Asset of 0.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hingham Institution forvings and its competitors. Hingham Institution forvings's current LT-Debt-to-Total-Asset is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Based on GuruFocus' analysis, Hingham Institution forvings (HIFS) is currently considered Modestly Undervalued. The stock's GF Value™ is $387.54, compared to a current price of $301.13 — trading 22.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.31. Hingham Institution forvings' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Hingham Institution forvings (HIFS), the current LT-Debt-to-Total-Asset is 0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (HIFS) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of $301.13 is trading 22.3% below its estimated GF Value™ of $387.54. GuruFocus considers Hingham Institution forvings to be Modestly Undervalued.

Key valuation signals for HIFS:

  • LT-Debt-to-Total-Asset: 0.31
  • GF Value™: $387.54 vs. price of $301.13 (22.3% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the HIFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hingham Institution forvings Business Description

Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$301.13
Price
$387.54
GF Value