Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hingham Institution forvingsHIFS +0.44%57 OCF Yield % is 5.39 as of Aug. 08, 2026, which is 23% below its 10-year median of 6.96. GuruFocus rates HIFS with a GF Score™ of 57/100 and a GF Value™ of $387.54 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,495 Banks companies, Hingham Institution forvings ranks worse than 64.15% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Hingham Institution forvings OCF Yield % Related Terms
Hingham Institution forvings OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hingham Institution forvings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings (HIFS) has a OCF Yield % of 5.39 as of Aug. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hingham Institution forvings and its competitors. This is 23% below median its historical median of 6.96. Over the past decade, Hingham Institution forvings' OCF Yield % has ranged from 1.96 to 12.18. According to the industry distribution chart, Hingham Institution forvings ranks #959 out of 1495 companies in the Banks industry, placing it in the top 64.1%.
Is Hingham Institution forvings' OCF Yield % too high?
Hingham Institution forvings' current OCF Yield % of 5.39 is 23% below median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 12.18. The Banks industry median OCF Yield % is 9.02. Hingham Institution forvings' value of 5.39 is 40.2% below this industry median. Based on the distribution chart, Hingham Institution forvings ranks #959 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Hingham Institution forvings has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' OCF Yield % compare to NRIM and CIVB?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #959 out of 1495 companies for OCF Yield %. This places Hingham Institution forvings in the lower half of its industry. The industry median OCF Yield % is 9.02. Hingham Institution forvings' value of 5.39 is 40.2% below this benchmark. Historically, Hingham Institution forvings' own OCF Yield % has ranged from 1.96 to 12.18 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 9.02, Hingham Institution forvings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.02, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current OCF Yield % of 5.39 is 40.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median OCF Yield % is 9.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current OCF Yield % is 5.39, which is 23% below median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Based on GuruFocus' analysis, Hingham Institution forvings (HIFS) is currently considered Modestly Undervalued. The stock's GF Value™ is $387.54, compared to a current price of $301.13 — trading 22.3% below its estimated fair value. The current OCF Yield % is 5.39, which is 23% below median its 10-year median of 6.96 and 40.2% below the Banks industry median of 9.02. Hingham Institution forvings' overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Hingham Institution forvings (HIFS), the current OCF Yield % is 5.39 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (HIFS) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of $301.13 is trading 22.3% below its estimated GF Value™ of $387.54.
GuruFocus considers Hingham Institution forvings to be Modestly Undervalued.
Key valuation signals for HIFS:
OCF Yield %: 5.39 (23% below median its 10-year median of 6.96)
GF Value™: $387.54 vs. price of $301.13 (22.3% below fair value)
Industry Position: 40.2% below the Banks median (#959 of 1495)
No single metric tells the full story. See the HIFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
Get the complete analysis for HIFS
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HIFS has been successfully added to your 
