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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Zhongyuan Bank Co's Enterprise Value is HK$-45,360 Mil.
Zhongyuan Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$103,257 Mil. Therefore, Zhongyuan Bank Co's EV-to-FCF for today is -0.44.
The historical rank and industry rank for Zhongyuan Bank Co's EV-to-FCF or its related term are showing as below:
HKSE:01216'
s EV-to-FCF Range Over the Past 10 Years
Min: -1.97 Med: 0.62 Max: 4.66
Current: -0.44
During the past 12 years, the highest EV-to-FCF of Zhongyuan Bank Co was 4.66. The lowest was -1.97. And the median was 0.62.
HKSE:01216's EV-to-FCF is ranked better than 88.48% of 1181
companies
in the Banks industry
Industry Median: 7.08
vs HKSE:01216: -0.44
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zhongyuan Bank Co (HKSE:01216) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zhongyuan Bank Co's PE Ratio (TTM) for today is calculated as:
Zhongyuan Bank Co's share price for today is HK$0.29.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zhongyuan Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.088.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Zhongyuan Bank Co EV-to-FCF Related Terms
Zhongyuan Bank Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Zhongyuan Bank Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Zhongyuan Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhongyuan Bank Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Zhongyuan Bank Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Zhongyuan Bank Co's EV-to-FCF falls into.
Zhongyuan Bank Co's current Enterprise Value is HK$-45,360 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zhongyuan Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$103,257 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhongyuan Bank Co (HKSE:01216) has a EV-to-FCF of -0.44 as of Aug. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zhongyuan Bank Co and its competitors. According to the industry distribution chart, Zhongyuan Bank Co ranks #136 out of 1181 companies in the Banks industry, placing it in the top 11.5%.
Is Zhongyuan Bank Co's EV-to-FCF too high?
Zhongyuan Bank Co's current EV-to-FCF is -0.44. Based on the distribution chart, Zhongyuan Bank Co ranks #136 out of 1181 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhongyuan Bank Co has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhongyuan Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Zhongyuan Bank Co ranks #136 out of 1181 companies for EV-to-FCF. This places Zhongyuan Bank Co in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.08, based on 1,181 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zhongyuan Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongyuan Bank Co's current EV-to-FCF is -0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongyuan Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhongyuan Bank Co (HKSE:01216) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.36, compared to a current price of HK$0.29 — trading 19.4% below its estimated fair value. The current EV-to-FCF is -0.44. Zhongyuan Bank Co's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Zhongyuan Bank Co (HKSE:01216), the current EV-to-FCF is -0.44 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhongyuan Bank Co (HKSE:01216) Overvalued in 2026?
Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued.
The current stock price of HK$0.29 is trading 19.4% below its estimated GF Value™ of HK$0.36.
GuruFocus considers Zhongyuan Bank Co to be Modestly Undervalued.
Key valuation signals for HKSE:01216:
EV-to-FCF: -0.44
GF Value™: HK$0.36 vs. price of HK$0.29 (19.4% below fair value)
No single metric tells the full story. See the HKSE:01216 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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