Zhongyuan Bank Co (HKSE:01216) GF Score: 38/100 (As of Aug. 21, 2026) — 19% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01216 Zhongyuan Bank Co Ltd HKSE:01216
38 GF Score
Price HK$0.28
GF Value HK$0.36
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Zhongyuan Bank Co GF Score?

Zhongyuan Bank Co HKSE:01216 -3.45% 38 GF Score is 38 as of Aug. 21, 2026, which is 19% above its 10-year median of 32.00. GuruFocus rates HKSE:01216 with a GF Score™ of 38/100 and a GF Value™ of HK$0.36 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Zhongyuan Bank Co has the GF Score of 38, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 4/10
3. Growth Rank : 3/10
4. GF Value Rank : 10/10
5. Momentum Rank : 5/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Zhongyuan Bank Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Zhongyuan Bank Co  (HKSE:01216) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Zhongyuan Bank Co GF Score Related Terms

Zhongyuan Bank Co GF Score Competitor Comparison

For the Banks - Regional subindustry, Zhongyuan Bank Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zhongyuan Bank Co GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Zhongyuan Bank Co's GF Score distribution charts can be found below:

* The bar in red indicates where Zhongyuan Bank Co's GF Score falls into.


HKSE:01216
38GF Score
Zhongyuan Bank Co Ltd HKSE:01216
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 38 mean?
Zhongyuan Bank Co (HKSE:01216) has a GF Score of 38 as of Aug. 21, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Zhongyuan Bank Co and its competitors. This is 19% above median its historical median of 32.00. Over the past decade, Zhongyuan Bank Co's GF Score has ranged from 3.00 to 67.00.
Is Zhongyuan Bank Co's GF Score too high?
Zhongyuan Bank Co's current GF Score of 38 is 19% above median its 10-year median of 32.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 67.00. Overall, Zhongyuan Bank Co has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhongyuan Bank Co's GF Score compare to competitors?
Zhongyuan Bank Co's GF Score of 38 can be compared against companies in the Banks industry. Historically, Zhongyuan Bank Co's own GF Score has ranged from 3.00 to 67.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Zhongyuan Bank Co and its competitors. Zhongyuan Bank Co's current GF Score is 38, which is 19% above median its own 10-year median of 32.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongyuan Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhongyuan Bank Co (HKSE:01216) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.36, compared to a current price of HK$0.28 — trading 22.2% below its estimated fair value. The current GF Score is 38, which is 19% above median its 10-year median of 32.00. Zhongyuan Bank Co's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Zhongyuan Bank Co (HKSE:01216), the current GF Score is 38 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongyuan Bank Co (HKSE:01216) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of HK$0.28 is trading 22.2% below its estimated GF Value™ of HK$0.36. GuruFocus considers Zhongyuan Bank Co to be Modestly Undervalued.

Key valuation signals for HKSE:01216:

  • GF Score: 38 (19% above median its 10-year median of 32.00)
  • GF Value™: HK$0.36 vs. price of HK$0.28 (22.2% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the HKSE:01216 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhongyuan Bank Co Business Description

Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.28
Price
HK$0.36
GF Value