Zhongyuan Bank Co (HKSE:01216) ROC %: % (As of Dec. 2025)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01216 Zhongyuan Bank Co Ltd HKSE:01216
38 GF Score
Price HK$0.29
GF Value HK$0.36
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Zhongyuan Bank Co ROC %?

Zhongyuan Bank Co HKSE:01216 38 ROC % is % as of Dec. 2025. GuruFocus rates HKSE:01216 with a GF Score™ of 38/100 and a GF Value™ of HK$0.36 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

HKSE:01216
38GF Score
Zhongyuan Bank Co Ltd HKSE:01216
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Zhongyuan Bank Co (HKSE:01216) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Zhongyuan Bank Co and its competitors.
Is Zhongyuan Bank Co's ROC % too high?
Zhongyuan Bank Co's current ROC % is %. Overall, Zhongyuan Bank Co has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhongyuan Bank Co's ROC % compare to competitors?
Zhongyuan Bank Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Zhongyuan Bank Co and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongyuan Bank Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongyuan Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhongyuan Bank Co (HKSE:01216) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.36, compared to a current price of HK$0.29 — trading 19.4% below its estimated fair value. The current ROC % is %. Zhongyuan Bank Co's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Zhongyuan Bank Co (HKSE:01216), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongyuan Bank Co (HKSE:01216) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of HK$0.29 is trading 19.4% below its estimated GF Value™ of HK$0.36. GuruFocus considers Zhongyuan Bank Co to be Modestly Undervalued.

Key valuation signals for HKSE:01216:

  • ROC %: %
  • GF Value™: HK$0.36 vs. price of HK$0.29 (19.4% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the HKSE:01216 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhongyuan Bank Co Business Description

Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

Get the complete analysis for HKSE:01216

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.29
Price
HK$0.36
GF Value