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Capital Finance HoldingsHKSE:08239 -0.10%34 EV-to-FCF is 68.65 as of Aug. 01, 2026, which is 1925% above its 10-year median of 3.39. GuruFocus rates HKSE:08239 with a GF Score™ of 34/100 and a GF Value™ of HK$0.50 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 268 Credit Services companies, Capital Finance Holdings ranks worse than 81.34% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Capital Finance Holdings's Enterprise Value is HK$1,918.35 Mil.
Capital Finance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$27.94 Mil. Therefore, Capital Finance Holdings's EV-to-FCF for today is 68.65.
The historical rank and industry rank for Capital Finance Holdings's EV-to-FCF or its related term are showing as below:
HKSE:08239'
s EV-to-FCF Range Over the Past 10 Years
Min: -1390.05 Med: 3.39 Max: 68.72
Current: 67.71
During the past 13 years, the highest EV-to-FCF of Capital Finance Holdings was 68.72. The lowest was -1390.05. And the median was 3.39.
HKSE:08239's EV-to-FCF is ranked worse than 81.34% of 268
companies
in the Credit Services industry
Industry Median: 14.035
vs HKSE:08239: 67.71
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capital Finance Holdings (HKSE:08239) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Capital Finance Holdings's PE Ratio (TTM) for today is calculated as:
Capital Finance Holdings's share price for today is HK$20.34.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Capital Finance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-0.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Capital Finance Holdings EV-to-FCF Related Terms
Capital Finance Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Capital Finance Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Finance Holdings EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital Finance Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Capital Finance Holdings's EV-to-FCF falls into.
Capital Finance Holdings's current Enterprise Value is HK$1,918.35 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Capital Finance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$27.94 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Finance Holdings (HKSE:08239) has a EV-to-FCF of 68.65 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Capital Finance Holdings and its competitors. This is 1925% above median its historical median of 3.39. According to the industry distribution chart, Capital Finance Holdings ranks #218 out of 268 companies in the Credit Services industry, placing it in the top 81.3%.
Is Capital Finance Holdings' EV-to-FCF too high?
Capital Finance Holdings' current EV-to-FCF of 68.65 is 1925% above median its 10-year median of 3.39. The Credit Services industry median EV-to-FCF is 14.04. Capital Finance Holdings' value of 68.65 is 389.1% above this industry median. Based on the distribution chart, Capital Finance Holdings ranks #218 out of 268 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Capital Finance Holdings has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Finance Holdings' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Capital Finance Holdings ranks #218 out of 268 companies for EV-to-FCF. This places Capital Finance Holdings in the lower half of its industry. The industry median EV-to-FCF is 14.04. Capital Finance Holdings' value of 68.65 is 389.1% above this benchmark. While the company's 10-year median is 3.39 vs. the industry median of 14.04, Capital Finance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 14.04, based on 268 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Finance Holdings's current EV-to-FCF of 68.65 is 389.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Capital Finance Holdings and its competitors. For the Credit Services industry, the median EV-to-FCF is 14.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Finance Holdings's current EV-to-FCF is 68.65, which is 1925% above median its own 10-year median of 3.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Finance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capital Finance Holdings (HKSE:08239) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.50, compared to a current price of HK$20.34 — trading 3968% above its estimated fair value. The current EV-to-FCF is 68.65, which is 1925% above median its 10-year median of 3.39 and 389.1% above the Credit Services industry median of 14.04. Capital Finance Holdings' overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Capital Finance Holdings (HKSE:08239), the current EV-to-FCF is 68.65 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Finance Holdings (HKSE:08239) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Finance Holdings stock appears to be overvalued.
The current stock price of HK$20.34 is trading 3968% above its estimated GF Value™ of HK$0.50.
GuruFocus considers Capital Finance Holdings to be Significantly Overvalued.
Key valuation signals for HKSE:08239:
EV-to-FCF: 68.65 (1925% above median its 10-year median of 3.39)
GF Value™: HK$0.50 vs. price of HK$20.34 (3968% above fair value)
Industry Position: 389.1% above the Credit Services median (#218 of 268)
No single metric tells the full story. See the HKSE:08239 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Finance Holdings Ltd is an investment holding company. Along with its subsidiaries, it provides short-term financing services in the Peoples Republic of China (PRC) and Hong Kong. Short-term financing comprises pawn loan services, micro-financing services, entrusted loan business, and financial consultancy business. Geographically, it derives maximum revenue from Hong Kong, followed by the PRC.
34GF Score
Get the complete analysis for HKSE:08239
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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