Capital Finance Holdings (HKSE:08239) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

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HKSE:08239 Capital Finance Holdings Ltd HKSE:08239
34 GF Score
Price HK$20.34
GF Value HK$0.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Capital Finance Holdings LT-Debt-to-Total-Asset?

Capital Finance Holdings HKSE:08239 -0.10% 34 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates HKSE:08239 with a GF Score™ of 34/100 and a GF Value™ of HK$0.50 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Capital Finance Holdings's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Capital Finance Holdings's long-term debt to total assets ratio declined from Dec. 2024 (0.06) to Dec. 2025 (0.02). It may suggest that Capital Finance Holdings is progressively becoming less dependent on debt to grow their business.

Capital Finance Holdings  (HKSE:08239) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Capital Finance Holdings LT-Debt-to-Total-Asset Related Terms

Capital Finance Holdings LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Capital Finance Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Finance Holdings LT-Debt-to-Total-Asset Chart

Capital Finance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.44 0.01 0.06 0.02

Capital Finance Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.06 0.06 0.02
HKSE:08239
34GF Score
Capital Finance Holdings Ltd HKSE:08239
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Finance Holdings LT-Debt-to-Total-Asset Calculation

Capital Finance Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=2.87/132.993
=0.02

Capital Finance Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=2.87/132.993
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Capital Finance Holdings (HKSE:08239) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capital Finance Holdings and its competitors.
Is Capital Finance Holdings' LT-Debt-to-Total-Asset too high?
Capital Finance Holdings' current LT-Debt-to-Total-Asset is 0.02. Overall, Capital Finance Holdings has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Finance Holdings' LT-Debt-to-Total-Asset compare to V and MA?
Capital Finance Holdings' LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capital Finance Holdings and its competitors. Capital Finance Holdings's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Finance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capital Finance Holdings (HKSE:08239) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.50, compared to a current price of HK$20.34 — trading 3968% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Capital Finance Holdings' overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Capital Finance Holdings (HKSE:08239), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Finance Holdings (HKSE:08239) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Finance Holdings stock appears to be overvalued. The current stock price of HK$20.34 is trading 3968% above its estimated GF Value™ of HK$0.50. GuruFocus considers Capital Finance Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:08239:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: HK$0.50 vs. price of HK$20.34 (3968% above fair value)
  • GF Score™: 34/100 with 6 warning signs

No single metric tells the full story. See the HKSE:08239 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital Finance Holdings Business Description

Address No. 303 Hennessy Road, Unit 04, 12th floor, Wan Chai, HKG
Capital Finance Holdings Ltd is an investment holding company. Along with its subsidiaries, it provides short-term financing services in the Peoples Republic of China (PRC) and Hong Kong. Short-term financing comprises pawn loan services, micro-financing services, entrusted loan business, and financial consultancy business. Geographically, it derives maximum revenue from Hong Kong, followed by the PRC.
34GF Score

Get the complete analysis for HKSE:08239

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$20.34
Price
HK$0.50
GF Value