Security Investment Bank (KAR:SIBL) EV-to-FCF: 9.09 (As of Sep. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:SIBL Security Investment Bank Ltd KAR:SIBL
21 GF Score
Price ₨7.05
! 2 Warning Signs
View Full Analysis

What is Security Investment Bank EV-to-FCF?

Security Investment Bank KAR:SIBL -0.14% 21 EV-to-FCF is 9.09 as of Sep. 08, 2026. GuruFocus rates KAR:SIBL with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 269 Credit Services companies, Security Investment Bank ranks better than 61.34% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Security Investment Bank's Enterprise Value is ₨390.44 Mil. Security Investment Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₨42.95 Mil. Therefore, Security Investment Bank's EV-to-FCF for today is 9.09.

The historical rank and industry rank for Security Investment Bank's EV-to-FCF or its related term are showing as below:

KAR:SIBL' s EV-to-FCF Range Over the Past 10 Years
Min: -96.62   Med: -3.24   Max: 76.63
Current: 9.1

During the past 13 years, the highest EV-to-FCF of Security Investment Bank was 76.63. The lowest was -96.62. And the median was -3.24.

KAR:SIBL's EV-to-FCF is ranked better than
61.34% of 269 companies
in the Credit Services industry
Industry Median: 13.89 vs KAR:SIBL: 9.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-08), Security Investment Bank's stock price is ₨7.05. Security Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₨0.070. Therefore, Security Investment Bank's PE Ratio (TTM) for today is 100.71.


Security Investment Bank  (KAR:SIBL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Security Investment Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.05/0.070
=100.71

Security Investment Bank's share price for today is ₨7.05.
Security Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨0.070.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Security Investment Bank EV-to-FCF Related Terms


Security Investment Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Security Investment Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Investment Bank EV-to-FCF Chart

Security Investment Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.22 -3.67 4.26 63.37 6.67

Security Investment Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.07 6.70 6.67 4.00 9.37

KAR:SIBL vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Security Investment Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Investment Bank EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Security Investment Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Security Investment Bank's EV-to-FCF falls into.


KAR:SIBL
21GF Score
Security Investment Bank Ltd KAR:SIBL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Security Investment Bank EV-to-FCF Calculation

Security Investment Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=390.444/42.951
=9.09

Security Investment Bank's current Enterprise Value is ₨390.44 Mil.
Security Investment Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨42.95 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.09 mean?
Security Investment Bank (KAR:SIBL) has a EV-to-FCF of 9.09 as of Sep. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security Investment Bank and its competitors. According to the industry distribution chart, Security Investment Bank ranks #104 out of 269 companies in the Credit Services industry, placing it in the top 38.7%.
Is Security Investment Bank's EV-to-FCF too high?
Security Investment Bank's current EV-to-FCF is 9.09. The Credit Services industry median EV-to-FCF is 13.89. Security Investment Bank's value of 9.09 is 34.6% below this industry median. Based on the distribution chart, Security Investment Bank ranks #104 out of 269 companies in the Credit Services industry, which is above the industry midpoint. Overall, Security Investment Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Security Investment Bank's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Security Investment Bank ranks #104 out of 269 companies for EV-to-FCF. This puts Security Investment Bank in the upper half of its industry. The industry median EV-to-FCF is 13.89. Security Investment Bank's value of 9.09 is 34.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.89, based on 269 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Investment Bank's current EV-to-FCF of 9.09 is 34.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security Investment Bank and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Investment Bank's current EV-to-FCF is 9.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Investment Bank stock overvalued right now?
Security Investment Bank (KAR:SIBL) has a current EV-to-FCF of 9.09. The current EV-to-FCF is 9.09 and 34.6% below the Credit Services industry median of 13.89. Security Investment Bank's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Security Investment Bank (KAR:SIBL), the current EV-to-FCF is 9.09 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Security Investment Bank Business Description

Address Abdullah Haroon Road, 502, 5th Floor, Madina City Mall, Saddar, Karachi, SD, PAK
Security Investment Bank Ltd Company is licensed to carry out the business of investment finance services as a Non-Banking Finance Company (NBFC). The operations of the Company in Pakistan only.
21GF Score

Get the complete analysis for KAR:SIBL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨7.05
Price