Business Description
Muthoot Finance Ltd
NAICS : 522291
Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
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Traded in other countries / regions
533398.India
Description
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans primarily to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. Muthoot also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. Muthoot has operations in Sri Lanka and India, with India providing almost all the company's revenue.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.25 | |||||
| Debt-to-Equity | 2.89 | |||||
| Debt-to-EBITDA | N/A |
N/A
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N/A
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| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | -2.06 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 16.4 | |||||
| 3-Year EPS without NRI Growth Rate | 24.5 | |||||
| 3-Year FCF Growth Rate | 29.9 | |||||
| 3-Year Book Growth Rate | 23.6 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 82.59 | |||||
| 9-Day RSI | 76.3 | |||||
| 14-Day RSI | 70.42 | |||||
| 6-1 Month Momentum % | -28.75 | |||||
| 12-1 Month Momentum % | -29.89 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.68 | |||||
| Dividend Payout Ratio | 0.2 | |||||
| Forward Dividend Yield % | 1.68 | |||||
| 5-Year Yield-on-Cost % | 1.68 | |||||
| 3-Year Average Share Buyback Ratio | -0.1 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 50.46 | |||||
| ROE % | 23.74 | |||||
| ROA % | 5.58 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.87 | |||||
| PE Ratio without NRI | 11.87 | |||||
| Shiller PE Ratio | 17.27 | |||||
| PEG Ratio | 0.5 | |||||
| PS Ratio | 5.99 | |||||
| PB Ratio | 2.54 | |||||
| Price-to-Tangible-Book | 2.54 | |||||
| EV-to-Revenue | 11.58 | |||||
| EV-to-FCF | -54.42 | |||||
| Price-to-DCF (Earnings Based) | 0.33 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.5 | |||||
| Price-to-Graham-Number | 1.16 | |||||
| Forward Rate of Return (Yacktman) % | 11.86 |
Guru Trades
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Insider Trades
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Executives
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 78,448.02 | ||
| EPS (TTM) (₹) | 96.1 | ||
| Beta | 1.27 | ||
| Volatility % | 21.17 | ||
| 14-Day RSI | 70.42 | ||
| 14-Day ATR (₹) | 35.061164 | ||
| 20-Day SMA (₹) | 1081.9925 | ||
| 12-1 Month Momentum % | -29.89 | ||
| 52-Week Range (₹) | 961.05 - 1722.55 | ||
| Shares Outstanding (Mil) | 401.36 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Muthoot Finance Ltd Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||