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Nationwide Building SocietyLSE:NBS 56 EV-to-FCF is 6.25 as of Jul. 22, 2026, which is 245% above its 10-year median of 1.81. GuruFocus rates LSE:NBS with a GF Score™ of 56/100 and a GF Value™ of £179.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,198 Banks companies, Nationwide Building Society ranks better than 51.92% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nationwide Building Society's Enterprise Value is £21,729 Mil.
Nationwide Building Society's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was £3,478 Mil. Therefore, Nationwide Building Society's EV-to-FCF for today is 6.25.
The historical rank and industry rank for Nationwide Building Society's EV-to-FCF or its related term are showing as below:
LSE:NBS'
s EV-to-FCF Range Over the Past 10 Years
Min: -16.39 Med: 1.81 Max: 136.35
Current: 6.25
During the past 13 years, the highest EV-to-FCF of Nationwide Building Society was 136.35. The lowest was -16.39. And the median was 1.81.
LSE:NBS's EV-to-FCF is ranked better than 51.92% of 1198
companies
in the Banks industry
Industry Median: 6.68
vs LSE:NBS: 6.25
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nationwide Building Society (LSE:NBS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nationwide Building Society's PE Ratio (TTM) for today is calculated as:
Nationwide Building Society's share price for today is £129.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nationwide Building Society's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £115.979.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nationwide Building Society EV-to-FCF Related Terms
Nationwide Building Society EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nationwide Building Society EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Nationwide Building Society's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nationwide Building Society EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Nationwide Building Society's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nationwide Building Society's EV-to-FCF falls into.
Nationwide Building Society's current Enterprise Value is £21,729 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nationwide Building Society's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was £3,478 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nationwide Building Society (LSE:NBS) has a EV-to-FCF of 6.25 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nationwide Building Society and its competitors. This is 245% above median its historical median of 1.81. According to the industry distribution chart, Nationwide Building Society ranks #576 out of 1198 companies in the Banks industry, placing it in the top 48.1%.
Is Nationwide Building Society's EV-to-FCF too high?
Nationwide Building Society's current EV-to-FCF of 6.25 is 245% above median its 10-year median of 1.81. The Banks industry median EV-to-FCF is 6.68. Nationwide Building Society's value of 6.25 is 6.4% below this industry median. Based on the distribution chart, Nationwide Building Society ranks #576 out of 1198 companies in the Banks industry, which is above the industry midpoint. Overall, Nationwide Building Society has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nationwide Building Society's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Nationwide Building Society ranks #576 out of 1198 companies for EV-to-FCF. This puts Nationwide Building Society in the upper half of its industry. The industry median EV-to-FCF is 6.68. Nationwide Building Society's value of 6.25 is 6.4% below this benchmark. While the company's 10-year median is 1.81 vs. the industry median of 6.68, Nationwide Building Society has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nationwide Building Society's current EV-to-FCF of 6.25 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nationwide Building Society and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nationwide Building Society's current EV-to-FCF is 6.25, which is 245% above median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nationwide Building Society stock overvalued right now?
Based on GuruFocus' analysis, Nationwide Building Society (LSE:NBS) is currently considered Modestly Undervalued. The stock's GF Value™ is £179.35, compared to a current price of £129.00 — trading 28.1% below its estimated fair value. The current EV-to-FCF is 6.25, which is 245% above median its 10-year median of 1.81 and 6.4% below the Banks industry median of 6.68. Nationwide Building Society's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nationwide Building Society (LSE:NBS), the current EV-to-FCF is 6.25 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nationwide Building Society (LSE:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, Nationwide Building Society stock appears to be undervalued.
The current stock price of £129.00 is trading 28.1% below its estimated GF Value™ of £179.35.
GuruFocus considers Nationwide Building Society to be Modestly Undervalued.
Key valuation signals for LSE:NBS:
EV-to-FCF: 6.25 (245% above median its 10-year median of 1.81)
GF Value™: £179.35 vs. price of £129.00 (28.1% below fair value)
Industry Position: 6.4% below the Banks median (#576 of 1198)
No single metric tells the full story. See the LSE:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nationwide Building Society is engaged in providing financial services. Its products include current accounts, savings accounts, loans, credit cards, mortgages, investments, and insurance products.
56GF Score
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