Nationwide Building Society (LSE:NBS) FCF Margin %: -29.01% (As of Mar. 2026)


LSE:NBS Nationwide Building Society LSE:NBS
61 GF Score
Price £129.00
GF Value £177.75
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Nationwide Building Society FCF Margin %?

Nationwide Building Society LSE:NBS 61 FCF Margin % is -29.01% as of Mar. 2026. GuruFocus rates LSE:NBS with a GF Score™ of 61/100 and a GF Value™ of £177.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Nationwide Building Society ranks better than 76.28% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Nationwide Building Society's Free Cash Flow for the six months ended in Mar. 2026 was £-948 Mil. Nationwide Building Society's Revenue for the six months ended in Mar. 2026 was £3,268 Mil. Therefore, Nationwide Building Society's FCF Margin % for the quarter that ended in Mar. 2026 was -29.01%.

As of today, Nationwide Building Society's current FCF Yield % is 295.55%.

The historical rank and industry rank for Nationwide Building Society's FCF Margin % or its related term are showing as below:

LSE:NBS' s FCF Margin % Range Over the Past 10 Years
Min: -160.4   Med: 36.19   Max: 349.86
Current: 54.52


During the past 13 years, the highest FCF Margin % of Nationwide Building Society was 349.86%. The lowest was -160.40%. And the median was 36.19%.

LSE:NBS's FCF Margin % is ranked better than
76.28% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs LSE:NBS: 54.52


Nationwide Building Society FCF Margin % Related Terms


Nationwide Building Society FCF Margin % Historical Data

* Premium members only.

The historical data trend for Nationwide Building Society's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nationwide Building Society FCF Margin % Chart

Nationwide Building Society Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 349.86 -17.16 -56.21 -160.40 54.52

Nationwide Building Society Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -253.51 130.29 -366.23 142.27 -29.01

Nationwide Building Society FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Nationwide Building Society's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nationwide Building Society FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nationwide Building Society's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Nationwide Building Society's FCF Margin % falls into.


LSE:NBS
61GF Score
Nationwide Building Society LSE:NBS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nationwide Building Society FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Nationwide Building Society's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=3478/6379
=54.52 %

Nationwide Building Society's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-948/3268
=-29.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -29.01% mean?
Nationwide Building Society (LSE:NBS) has a FCF Margin % of -29.01% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nationwide Building Society and its competitors. According to the industry distribution chart, Nationwide Building Society ranks #357 out of 1505 companies in the Banks industry, placing it in the top 23.7%.
Is Nationwide Building Society's FCF Margin % too high?
Nationwide Building Society's current FCF Margin % is -29.01%. Based on the distribution chart, Nationwide Building Society ranks #357 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nationwide Building Society has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nationwide Building Society's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Nationwide Building Society ranks #357 out of 1505 companies for FCF Margin %. This places Nationwide Building Society in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nationwide Building Society and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nationwide Building Society's current FCF Margin % is -29.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nationwide Building Society stock overvalued right now?
Based on GuruFocus' analysis, Nationwide Building Society (LSE:NBS) is currently considered Modestly Undervalued. The stock's GF Value™ is £177.75, compared to a current price of £129.00 — trading 27.4% below its estimated fair value. The current FCF Margin % is -29.01%. Nationwide Building Society's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nationwide Building Society (LSE:NBS), the current FCF Margin % is -29.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nationwide Building Society (LSE:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, Nationwide Building Society stock appears to be undervalued. The current stock price of £129.00 is trading 27.4% below its estimated GF Value™ of £177.75. GuruFocus considers Nationwide Building Society to be Modestly Undervalued.

Key valuation signals for LSE:NBS:

  • FCF Margin %: -29.01%
  • GF Value™: £177.75 vs. price of £129.00 (27.4% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the LSE:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nationwide Building Society Business Description

Address Nationwide House, Pipers Way, Swindon, GBR, SN38 1NW
Nationwide Building Society is engaged in providing financial services. Its products include current accounts, savings accounts, loans, credit cards, mortgages, investments, and insurance products.
61GF Score

Get the complete analysis for LSE:NBS

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£129.00
Price
£177.75
GF Value